Head-to-Head
Provider Comparisons.
Find the Right Fit.
We cut through the marketing copy to compare the top halal investing platforms, Islamic banks, and Shariah-compliant ETFs side-by-side.
| Feature | Wahed Invest | Sarwa Halal |
|---|---|---|
| Primary Market | Global (US, UK, UAE, MY) | UAE & GCC |
| Focus | 100% Islamic by default | Conventional with Halal portfolios |
| Management Fees | 0.79% - 0.49% | 0.85% (Free under $2.5k) |
| Minimum Investment | $100 / £100 | $5 (Sarwa Trade) |
| Asset Classes | Equities, Sukuk, Gold | Equities, Gold |
| Shariah Board | Dedicated internal board | Uses third-party screening |
The Verdict
Choose Wahed if: You want a pure-play Islamic finance platform with a dedicated Shariah board, access to Sukuk, and you live outside the GCC.
Choose Sarwa if: You are based in the UAE, want to combine halal automated investing with self-directed trading (Sarwa Trade) in one app, and are starting with a small balance.
SP Funds S&P 500
Wahed FTSE USA
| Feature | SPUS | HLAL |
|---|---|---|
| Underlying Index | S&P 500 Shariah Industry Exclusions | FTSE USA Shariah Index |
| Expense Ratio | 0.45% | 0.50% |
| Top Holdings Focus | Tech-heavy (AAPL, MSFT, NVDA) | Slightly broader sector spread |
| AUM (Approx) | >$600M | >$300M |
| Dividend Yield | ~1.2% | ~1.3% |
The Verdict
Both ETFs are excellent foundational blocks for a US-focused halal portfolio. SPUS is generally preferred by investors who want the closest possible proxy to the S&P 500 (minus the financials and haram sectors). HLAL offers a slightly different weighting methodology via FTSE. For most retail investors, the difference in performance is marginal, and holding either is vastly superior to holding individual stocks without proper screening.
| Feature | Al Rayan Bank | Gatehouse Bank |
|---|---|---|
| Market | UK | UK |
| Current Accounts | Yes (Everyday banking) | No (Savings & Finance only) |
| Mortgage (HPP) Rates | Highly competitive | Highly competitive |
| Green Finance | Standard products | Special rates for EPC A/B |
| App Experience | Established mobile app | Web portal focus |
The Verdict
Choose Al Rayan if: You want a full-service Islamic bank for your everyday current account, debit card, and salary deposit alongside your mortgage and savings.
Choose Gatehouse if: You are buying a new build or highly energy-efficient property (EPC A or B) and want to take advantage of their Green Home Finance discounts, or if you are specifically looking for Woodland Saver accounts.
| Feature | Zoya | Amal Invest |
|---|---|---|
| Core Function | Stock Screener App | Brokerage + Screener |
| Broker Integration | Links to existing brokers (Plaid) | Built-in brokerage |
| Purification Calc | Yes | Yes |
| Pricing | Free tier / Premium subscription | Commission/Subscription model |
The Verdict
If you already have a brokerage account (like Robinhood, Trading212, or Interactive Brokers) and just need to know what to buy, a dedicated screener app is best. However, for the most rigorous quantitative and Shariah screening combined with actionable market intelligence, the Titan Protect Screener outperforms standalone apps by integrating ethical compliance with multi-factor analysis across 13,500+ instruments.
Stop Guessing. Start Screening.
Don't rely on basic apps. Use Titan Protect's Convergence Screening to ensure your investments are both Shariah-compliant AND quantitatively sound.
Try Titan Screener