CHCO
City Holding Company
Financial Services · Banks - Regional · NMS
$126.78
Data: 2026-05-28
✗ ETHICAL FAIL

Unknown MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$1.8B
Total market value of the company
13.73
Reasonably valued
13.11
Based on estimated future earnings — lower means cheaper
Rev Growth
+5.5%
Year-over-year revenue change
Profit Margin
41.3%
How much profit the company keeps from each dollar of revenue
17.0%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$132.00
+4% from current price — median analyst estimate
Recommendation
NONE
Consensus view from 5 analysts covering this stock
About City Holding Company

City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. The company also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; home equity lines of credit; amortized home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts, as well as owner-occupied real estate and construction, land development, and lines of credit. In addition, it offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government-insured mortgages, secondary marketing, and mortgage servicing. Further, the company provides treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company was founded in 1957 and is headquartered in Charleston, West Virginia.

https://www.bankatcity.com

Country: United States Employees: 928 Industry: Banks - Regional
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0% N/A
Debt must be below 33% of total assets
Cash Ratio
0.0% N/A
Interest-bearing cash below 33% of assets
Receivables
0.0% N/A
Receivables below 49% of assets
Revenue Purity
0.0% N/A
Non-compliant revenue below 5% — any excess requires purification
Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

MARKDOWN
Price trending down — defensive positioning
0.705
Good returns relative to risk taken
0.0567
Suggested allocation is meaningful — the edge justifies a position
0.799
Acceptable balance between returns and drawdown risk
Annual Return
14.7%
Historical annualised return based on price data
-18.4%
Largest peak-to-trough decline — the worst it has been
BEAR
Statistical model detects bearish conditions
Days in State
368
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

0.49
Very low correlation to market moves
52W High
$133.59
5% below the year high
52W Low
$113.21
12% above the year low
Avg Volume
117,706
Average daily shares traded — higher means easier to buy and sell
9.3
Days it would take all short sellers to cover — higher means more crowded
Short % Float
8.8%
Moderate short interest
273.0%
Annual dividend as a percentage of the share price
$9.07
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Quick Ratio
N/A
Like current ratio but excludes inventory — stricter test
Gross Margin
0.0%
Revenue left after cost of goods — higher means pricing power
Operating Margin
50.9%
Profit from core operations before interest and tax
N/A
Negative — the business is spending more than it generates
Revenue (TTM)
$320M
Total revenue over the last 12 months
Net Income
$131M
Profitable — the bottom line is positive
Analyst Coverage
Analysts
5
Target High
$135.00
Target Median
$132.00
Target Low
$125.00
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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