OZK
Bank OZK
Financial Services · Banks - Regional · NMS
$49.60
Data: 2026-05-28
✗ ETHICAL FAIL

Unknown MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$5.3B
Total market value of the company
7.83
Very cheap relative to earnings
7.50
Based on estimated future earnings — lower means cheaper
Rev Growth
+1.4%
Year-over-year revenue change
Profit Margin
45.3%
How much profit the company keeps from each dollar of revenue
11.8%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$53.00
+7% from current price — median analyst estimate
Recommendation
NONE
Consensus view from 9 analysts covering this stock
About Bank OZK

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

https://www.ozk.com

Country: United States Employees: 3,351 Industry: Banks - Regional
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0% N/A
Debt must be below 33% of total assets
Cash Ratio
0.0% N/A
Interest-bearing cash below 33% of assets
Receivables
0.0% N/A
Receivables below 49% of assets
Revenue Purity
0.0% N/A
Non-compliant revenue below 5% — any excess requires purification
Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

MARKDOWN
Price trending down — defensive positioning
0.602
Good returns relative to risk taken
0.0468
Modest edge detected — smaller position warranted
0.513
Acceptable balance between returns and drawdown risk
Annual Return
15.0%
Historical annualised return based on price data
-29.2%
Largest peak-to-trough decline — the worst it has been
SIDEWAYS
Price consolidating — no clear directional bias
Days in State
263
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

0.90
Less volatile than the market — more defensive
52W High
$53.66
8% below the year high
52W Low
$42.37
17% above the year low
Avg Volume
1,217,190
Average daily shares traded — higher means easier to buy and sell
12.2
Days it would take all short sellers to cover — higher means more crowded
Short % Float
14.0%
Elevated short interest — bears are positioned against this
378.0%
Annual dividend as a percentage of the share price
$6.15
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Quick Ratio
N/A
Like current ratio but excludes inventory — stricter test
Gross Margin
0.0%
Revenue left after cost of goods — higher means pricing power
Operating Margin
56.3%
Profit from core operations before interest and tax
N/A
Negative — the business is spending more than it generates
Revenue (TTM)
$1.6B
Total revenue over the last 12 months
Net Income
$691M
Profitable — the bottom line is positive
Analyst Coverage
Analysts
9
Target High
$61.00
Target Median
$53.00
Target Low
$40.00
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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