MCY | Ticker Profile - Titan Protect

MCY

Mercury General Corporation

Financial Services · Insurance - Property & Casualty · NYQ

$101.47

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$5.5B

Total market value of the company

Trailing P/E

6.55

Very cheap relative to earnings

Forward P/E

8.28

Based on estimated future earnings — lower means cheaper

Rev Growth

+10.5%

Year-over-year revenue change

Profit Margin

13.7%

How much profit the company keeps from each dollar of revenue

ROE

38.1%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$120.00

+18% from current price — median analyst estimate

Recommendation

STRONG_BUY

Consensus view from 1 analysts covering this stock

About Mercury General Corporation

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.

https://www.mercuryinsurance.com

Country: United States Employees: 4,380 Industry: Insurance - Property & Casualty

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKUP

Price trending up with increasing momentum

Sharpe Ratio

1.046

Excellent risk-adjusted returns

Kelly Fraction

0.0903

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

0.865

Acceptable balance between returns and drawdown risk

Annual Return

34.6%

Historical annualised return based on price data

Max Drawdown

-40.0%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.94

Less volatile than the market — more defensive

52W High

$103.86

2% below the year high

52W Low

$61.95

64% above the year low

Avg Volume

234,427

Average daily shares traded — higher means easier to buy and sell

Short Ratio

5.6

Days it would take all short sellers to cover — higher means more crowded

Short % Float

3.6%

Low short interest — limited bearish positioning

Div Yield

128.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$15.17

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

22.67

Heavy leverage — higher financial risk if revenues decline

Current Ratio

0.88

Below 1 means short-term obligations exceed liquid assets — risk flag

Quick Ratio

0.84

Like current ratio but excludes inventory — stricter test

Gross Margin

25.2%

Revenue left after cost of goods — higher means pricing power

Operating Margin

15.7%

Profit from core operations before interest and tax

Free Cash Flow

$1.6B

Positive — the business generates more cash than it spends

Revenue (TTM)

$6.1B

Total revenue over the last 12 months

Net Income

$840M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$120.00

Target Median

$120.00

Target Low

$120.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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