LMND | Ticker Profile - Titan Protect

LMND

Lemonade, Inc.

Financial Services · Insurance - Property & Casualty · NYQ

$51.46

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 85.7%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$4.4B

Total market value of the company

Trailing P/E

N/A

Forward P/E

-151.01

Based on estimated future earnings — lower means cheaper

Rev Growth

+70.6%

Year-over-year revenue change

Profit Margin

-16.4%

How much profit the company keeps from each dollar of revenue

ROE

-26.1%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$62.00

+20% from current price — median analyst estimate

Recommendation

HOLD

Consensus view from 9 analysts covering this stock

About Lemonade, Inc.

Lemonade, Inc. provides various insurance products in the United States, Europe, Louisiana, and the United Kingdom. The company provides renters and homeowners, building, car, pet, and life insurance products, as well as landlord insurance products. It also offers insurance for stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York.

https://www.lemonade.com

Country: United States Employees: 1,291 Industry: Insurance - Property & Casualty

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKDOWN

Price trending down — defensive positioning

Sharpe Ratio

1.157

Excellent risk-adjusted returns

Kelly Fraction

0.0881

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

1.704

Returns exceed worst-case losses — strong risk profile

Annual Return

87.8%

Historical annualised return based on price data

Max Drawdown

-51.5%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

1.85

Significantly more volatile than the market

52W High

$99.90

48% below the year high

52W Low

$31.60

63% above the year low

Avg Volume

1,800,393

Average daily shares traded — higher means easier to buy and sell

Short Ratio

6.4

Days it would take all short sellers to cover — higher means more crowded

Short % Float

15.9%

Elevated short interest — bears are positioned against this

Div Yield

N/A

Annual dividend as a percentage of the share price

EPS (TTM)

$-2.04

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

38.69

Heavy leverage — higher financial risk if revenues decline

Current Ratio

1.24

Adequate but worth monitoring

Quick Ratio

0.93

Like current ratio but excludes inventory — stricter test

Gross Margin

53.3%

Revenue left after cost of goods — higher means pricing power

Operating Margin

-11.0%

Profit from core operations before interest and tax

Free Cash Flow

$91M

Positive — the business generates more cash than it spends

Revenue (TTM)

$845M

Total revenue over the last 12 months

Net Income

$-138,900,000

Loss-making — spending exceeds revenue after all costs

Analyst Coverage

Analysts

Target High

$92.00

Target Median

$62.00

Target Low

$33.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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