NVR
NVR, Inc.
Consumer Discretionary · Homebuilding · US
$6,182.55
Data: 2026-05-15
✓ ETHICAL PASS

MODERATE MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$14.9B
Total market value of the company
Trailing P/E
13.46
Reasonably valued
Forward P/E
13.13
Based on estimated future earnings — lower means cheaper
Rev Growth
-21.4%
Year-over-year revenue change
Profit Margin
12.5%
How much profit the company keeps from each dollar of revenue
ROE
33.3%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$7,070.00
+14% from current price — median analyst estimate
Recommendation
HOLD
Consensus view from 6 analysts covering this stock
About NVR, Inc.

NVR, Inc. operates as a homebuilder in the United States. The company operates through Homebuilding and Mortgage Banking segments. It engages in the construction and sale of single-family detached homes, townhomes, and condominium buildings under the Ryan Homes, NVHomes, and Heartland Homes names. The company markets its Ryan Homes products to first-time and first-time move-up buyers; and NVHomes and Heartland Homes products to move-up and luxury buyers. It also provides various mortgage related services to its homebuilding customers, as well as brokers title insurance; performs title searches; and sells mortgage loans to investors in the secondary markets on a servicing released basis. The company primarily serves Maryland, Virginia, West Virginia, Delaware, Washington, D.C., New Jersey, Eastern Pennsylvania, New York, Ohio, Western Pennsylvania, Indiana, Illinois, North Carolina, South Carolina, Tennessee, Florida, Georgia, and Kentucky. NVR, Inc. was founded in 1948 and is headquartered in Reston, Virginia.

https://www.nvrinc.com

Country: United States Employees: 6,300 Industry: Residential Construction
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
PASS
Core business does not involve prohibited activities
Debt Ratio
18.0% PASS
Debt must be below 33% of total assets
Cash Ratio
0.0% PASS
Interest-bearing cash below 33% of assets
Receivables
33.3% PASS
Receivables below 49% of assets
Revenue Purity
0.0% PASS
Non-compliant revenue below 5% — any excess requires purification
Valuation
Fair Value Est.
$8,984.36
What our model estimates this business is worth per share
Margin of Safety
31.2%
Trading below fair value — margin of safety exists
Rating
OPPORTUNITY
Overall assessment combining ethics, valuation, and quality
Percentile
98.2th
Ranks in the top 2% of our 13,571 screened universe
Ethical Score
84.9
Valuation Score
83.5
Quality Score
66.3
Combined
76.4

Trading at $5511 against a fair value of $8984, a 39% discount. Moderate competitive position. Passes all ethical screens. Ranks better than 96% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime
DISTRIBUTION
Smart money appears to be selling into strength — caution
Sharpe Ratio
-0.242
Returns do not compensate for the risk — negative edge
Kelly Fraction
-0.0194
No positive edge detected — the data suggests staying out
Calmar Ratio
-0.217
Drawdown risk outweighs the returns — higher risk profile
Annual Return
-9.5%
Historical annualised return based on price data
Max Drawdown
-43.9%
Largest peak-to-trough decline — the worst it has been
HMM State
CRISIS
Elevated risk detected — extreme caution warranted
Days in State
18
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

Beta
0.95
Less volatile than the market — more defensive
52W High
$8,618.28
28% below the year high
52W Low
$5,501.01
12% above the year low
Avg Volume
23,864
Average daily shares traded — higher means easier to buy and sell
Short Ratio
4.6
Days it would take all short sellers to cover — higher means more crowded
Short % Float
6.0%
Moderate short interest
Div Yield
0.0%
Annual dividend as a percentage of the share price
EPS (TTM)
$409.22
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity
0.31
Conservative use of debt — low financial risk
Current Ratio
5.58
Strong balance sheet — comfortably covers short-term obligations
Quick Ratio
2.39
Like current ratio but excludes inventory — stricter test
Gross Margin
22.5%
Revenue left after cost of goods — higher means pricing power
Operating Margin
13.5%
Profit from core operations before interest and tax
Free Cash Flow
$1.3B
Positive — the business generates more cash than it spends
Revenue (TTM)
$9.9B
Total revenue over the last 12 months
Net Income
$1.2B
Profitable — the bottom line is positive
Analyst Coverage
Analysts
6
Target High
$8,096.00
Target Median
$7,070.00
Target Low
$5,664.00
Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

Date Insider Title Type Shares Value
2026-04-24 DEVITO MICHAEL J. Director 11 $73,694
2026-02-20 ANDREWS CHARLES ELLIOTT JR Director 5 —
2026-02-13 ROSS SUSAN WILLIAMSON Director 200 $1,584,412
2026-02-13 ROSS SUSAN WILLIAMSON Director 200 $340,000
2026-02-10 KELPY MATTHEW B. CPA Officer 500 $4,050,000
2026-02-10 KELPY MATTHEW B. CPA Officer 500 $2,237,765
2026-02-05 ROSS SUSAN WILLIAMSON Director 200 $1,618,324
2026-02-05 ROSS SUSAN WILLIAMSON Director 200 $340,000
2026-02-04 ROSS SUSAN WILLIAMSON Director 220 $1,760,000
2026-02-04 ROSS SUSAN WILLIAMSON Director 220 $374,000
Source: SEC Form 4 filings via public data. View all insider activity at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-15

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