Positioning no disclosures inside 60 days, left as found
Options put/call open interest 1.69, read 2026-10-28
Ethical does not pass the values gate
Price15.85 USD
Fair value16.25
Ethical score70.0/100
Our investment reviews on this name
2026-10-02Read Markdown16.40-3.4% to today ✓Accumulation gives way to Markdown with volume flow in agreement
2026-09-10Read Accumulation17.06-7.1% to today Markup gives way to Accumulation after an 11% rise in 5 weeks
2026-08-09Read Markup15.39+3.0% to today ✓Accumulation gives way to Markup after a 60% rise in 5 weeks
2026-07-02Read Accumulation9.59+65.3% to today ✓First review on file: Accumulation
Our analytic regime reads on this name, dated and marked against the screened price. Small sample per name, and separate from the daily-framework accuracy on the Track Record page.
Personalis, Inc. holds its Markdown at $15.85. The statistical read favours the sellers, held for 26 days.
As held on the ledger · 2026-10-23
Phase
Markdown · caution
Quantitative state
The statistical read favours the sellers, held for 26 days
Price at the screen
$15.85
Valuation
N/A trailing · -16.37 forward price to earnings
Values screen
FAIL· score 70.0
Beta
2.32
The Workings
Five Screens, Shown in Full
Does not pass. Interest-bearing securities
Test
Figure
Limit
What it means
Status
Business activity
Permissible
Core business clean
Its core business isn't built on prohibited lines: no gambling, alcohol, tobacco, weapons, or interest-based lending.
Pass
Debt load
11.95%
Below 33%
Interest-bearing debt is just 12.0% of its assets, well under the one-third ceiling: it does not run on borrowed money.
Pass
Interest-bearing cash
34.63%
Below 33%
Interest-bearing cash and securities are 34.6% of assets, above the one-third limit.
Fail
Receivables
42.03%
Below 49%
Money owed to the company is 42.0% of assets, under the 49% limit.
Pass
Revenue purity
10.27%
Below 5%
10.3% of revenue comes from non-compliant sources, over the 5% line.
Fail
Five checks adapted from AAOIFI screening standards: business activity plus four balance-sheet ratios. All five must pass for ethical clearance. Every figure is arithmetic on public accounts, not judgement.
The Ethical Read
Why It Falls Short, in Plain English
Personalis,'s business is fine, but its cash and interest-bearing securities are about 35% of its assets, just over the ~33% line, so it does not pass on the financial screens.
Read as at 2026-10-28. It updates when the underlying figures move, and past reads are kept below.
Follow this verdict
Get an email when PSNL's ethical verdict changes
Today PSNL does not pass the screen. If new figures move it to a pass, we send you one short email with the before and after. Verdicts change rarely, so you may not hear from us for a long time.
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Fair value range in USD, drawn from the 2026-10-23 screen. The gold marker is the market price at the same screen. A 2.5% margin of safety to the base estimate.
Third-party analyst targets: 3 covering, consensus None. The average target sits +3% from the screen price.
Reading the gap · Our model and the Street both land near the screened price: fairly valued, with no strong edge either way.
Price History & Projections
Where it has been, where the models see it going. History from market close data; projection points are our fair-value estimates and third-party analyst targets, dated to the 2026-10-23 screen.
Fair value and rating are our own model estimates; the Street's range reflects third-party analyst estimates. Analysis, not advice.
The risks · The things to watch: it's a small-cap, so the share price can swing harder than the market; it already moves more than the market on an average day.
Plain-English interpretation of our own screen data. Analysis, not advice.
Where & How to Trade
PSNL trades on Nasdaq. As a listed security it is accessible through almost any international broker offering its home market. New to this, or investing from abroad? Our guide to accessing global markets covers brokers, currencies and the practical steps.
The Dated Journal · Newest First, Never Edited
Every Entry, As Written
2026-10-28Markdown$15.82+0.0%Entry 10
The analysis reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B. Technically it is holding around 49% above its long-term trend line with momentum reading bearish. Over the past year the shares are up 74%. Our forward projection puts the odds of a 10% gain over the next month near 45%. The street (7 analysts) rates it strong buy, with a mean price target of $11. It reported earnings in this window, a natural checkpoint for the thesis.
2026-10-27Markdown$15.82+0.0%Entry 9
The analysis reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B. Technically it is holding around 49% above its long-term trend line with momentum reading bearish. Over the past year the shares are up 74%. Our forward projection puts the odds of a 10% gain over the next month near 45%. The street (7 analysts) rates it strong buy, with a mean price target of $11. It reported earnings in this window, a natural checkpoint for the thesis.
2026-10-25Markdown$15.82-0.5%Entry 8
The analysis reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 0.5% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B. Technically it is holding around 53% above its long-term trend line with momentum reading oversold. Over the past year the shares are up 74%. Our forward projection puts the odds of a 10% gain over the next month near 45%. The street (7 analysts) rates it strong buy, with a mean price target of $11.
2026-10-18Markdown$15.90-3.0%Entry 7
The analysis reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 3.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B. Technically it is momentum reading overbought. Over the past year the shares are up 74%. Our forward projection puts the odds of a 10% gain over the next month near 45%. The street (7 analysts) rates it strong buy, with a mean price target of $11.
2026-10-02Markdown · changed$16.40-3.9%Entry 6
The framework has shifted from accumulation to markdown since the last review. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 3.9% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B. Technically it is momentum reading overbought. Over the past year the shares are up 74%. Our forward projection puts the odds of a 10% gain over the next month near 45%. The street (7 analysts) rates it strong buy, with a mean price target of $11.
The framework has shifted from markup to accumulation since the last review. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved up 10.9% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B. Technically it is momentum reading overbought. Over the past year the shares are up 74%. Our forward projection puts the odds of a 10% gain over the next month near 45%. The street (7 analysts) rates it strong buy, with a mean price target of $11.
2026-08-09Markup · changed$15.39+60.5%Entry 4
The framework has shifted from accumulation to markup since the last review. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved up 60.5% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B. Technically it is momentum reading overbought. Over the past year the shares are up 74%. Our forward projection puts the odds of a 10% gain over the next month near 45%. The street (7 analysts) rates it strong buy, with a mean price target of $11.
2026-07-18Accumulation$9.59+0.0%Entry 3
Our analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B. Technically it is momentum reading overbought. Over the past year the shares are up 74%. Our forward projection puts the odds of a 10% gain over the next month near 45%. The street (7 analysts) rates it strong buy, with a mean price target of $11.
2026-07-03Accumulation$9.59+0.0%Entry 2
Our analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows excellent risk-adjusted returns.
2026-07-02Accumulation$9.59Entry 1
Our analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows excellent risk-adjusted returns.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.
