MCBS | Ticker Profile - Titan Protect

MCBS

MetroCity Bankshares, Inc.

Financial Services · Banks - Regional · NMS

$33.78

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$939M

Total market value of the company

Trailing P/E

11.79

Reasonably valued

Forward P/E

9.93

Based on estimated future earnings — lower means cheaper

Rev Growth

+44.0%

Year-over-year revenue change

Profit Margin

43.4%

How much profit the company keeps from each dollar of revenue

ROE

15.2%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$35.00

+4% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 1 analysts covering this stock

About MetroCity Bankshares, Inc.

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; and commercial and industrial, residential mortgage, small business administration loans, and consumer and other loans, as well as letters of credit and investment securities. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and banking by telephone, mail and personal appointment. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. MetroCity Bankshares, Inc. was founded in 2006 and is headquartered in Doraville, Georgia.

https://www.metrocitybank.bank

Country: United States Employees: 317 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

0.772

Good returns relative to risk taken

Kelly Fraction

0.0486

Modest edge detected — smaller position warranted

Calmar Ratio

0.740

Acceptable balance between returns and drawdown risk

Annual Return

20.7%

Historical annualised return based on price data

Max Drawdown

-28.0%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.72

Less volatile than the market — more defensive

52W High

$33.67

-0% below the year high

52W Low

$24.53

38% above the year low

Avg Volume

101,985

Average daily shares traded — higher means easier to buy and sell

Short Ratio

5.3

Days it would take all short sellers to cover — higher means more crowded

Short % Float

1.7%

Low short interest — limited bearish positioning

Div Yield

317.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$2.78

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

61.7%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$172M

Total revenue over the last 12 months

Net Income

$75M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$35.00

Target Median

$35.00

Target Low

$35.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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