NBBK | Ticker Profile - Titan Protect

NBBK

NB Bancorp, Inc.

Financial Services · Banks - Regional · NCM

$19.93

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$880M

Total market value of the company

Trailing P/E

14.65

Reasonably valued

Forward P/E

8.11

Based on estimated future earnings — lower means cheaper

Rev Growth

+36.3%

Year-over-year revenue change

Profit Margin

23.3%

How much profit the company keeps from each dollar of revenue

ROE

6.7%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$23.00

+15% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 2 analysts covering this stock

About NB Bancorp, Inc.

NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United States. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily residential loans, one- to four-family residential real estate, mortgage warehouse loans, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, corporate bonds, SBA securities and municipal bonds. NB Bancorp, Inc. was founded in 1892 and is based in Needham, Massachusetts.

https://nbbancorp.com

Country: United States Employees: 526 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

0.695

Good returns relative to risk taken

Kelly Fraction

0.0480

Modest edge detected — smaller position warranted

Calmar Ratio

0.678

Acceptable balance between returns and drawdown risk

Annual Return

16.8%

Historical annualised return based on price data

Max Drawdown

-24.7%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.06

Very low correlation to market moves

52W High

$22.86

13% below the year high

52W Low

$15.44

29% above the year low

Avg Volume

310,157

Average daily shares traded — higher means easier to buy and sell

Short Ratio

4.5

Days it would take all short sellers to cover — higher means more crowded

Short % Float

4.2%

Low short interest — limited bearish positioning

Div Yield

140.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$1.37

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

35.0%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$226M

Total revenue over the last 12 months

Net Income

$53M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$24.00

Target Median

$23.00

Target Low

$22.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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