AIZ
Assurant
Financials · Multi-line Insurance · US
$257.35
Data:
✗ ETHICAL FAIL

NARROW MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$11.9B
Total market value of the company
Trailing P/E
12.30
Reasonably valued
Forward P/E
10.70
Based on estimated future earnings — lower means cheaper
Rev Growth
+11.3%
Year-over-year revenue change
Profit Margin
0.0%
How much profit the company keeps from each dollar of revenue
ROE
18.0%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$276.83
+8% from current price — median analyst estimate
Recommendation
STRONG_BUY
Consensus view from 6 analysts covering this stock
About Assurant

Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates through Global Lifestyle and Global Housing segments. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insurance products; and vehicle protection, commercial equipment protection, and other related services. The Global Housing segment provides lender-placed homeowners, manufactured housing, and flood insurance; renters insurance and other products; and voluntary manufactured housing, and condominium and homeowners insurance products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in Atlanta, Georgia.

https://www.assurant.com

Country: United States Employees: 14,800 Industry: Insurance - Property & Casualty
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0%
Debt must be below 33% of total assets
Cash Ratio
0.0%
Interest-bearing cash below 33% of assets
Receivables
0.0%
Receivables below 49% of assets
Revenue Purity
0.0%
Non-compliant revenue below 5% — any excess requires purification
Valuation
Fair Value Est.
$447.00
What our model estimates this business is worth per share
Margin of Safety
42.4%
Trading below fair value — margin of safety exists
Rating
AVOID
Overall assessment combining ethics, valuation, and quality
Percentile
76.0th
Ranks in the top 24% of our 13,571 screened universe
Ethical Score
10.0
Valuation Score
88.0
Quality Score
54.0
Combined
46.0

Trading at $240 against a fair value of $447, a 46% discount. Fails ethical screen (Business activity screen). Ranks better than 73% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime
MARKUP
Price trending up with increasing momentum
Sharpe Ratio
1.040
Excellent risk-adjusted returns
Kelly Fraction
0.0975
Suggested allocation is meaningful — the edge justifies a position
Calmar Ratio
1.218
Returns exceed worst-case losses — strong risk profile
Annual Return
25.4%
Historical annualised return based on price data
Max Drawdown
-20.8%
Largest peak-to-trough decline — the worst it has been
HMM State
BEAR
Statistical model detects bearish conditions
Days in State
51
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

Beta
0.56
Less volatile than the market — more defensive
52W High
$257.17
-0% below the year high
52W Low
$183.39
40% above the year low
Avg Volume
400,669
Average daily shares traded — higher means easier to buy and sell
Short Ratio
2.8
Days it would take all short sellers to cover — higher means more crowded
Short % Float
2.5%
Low short interest — limited bearish positioning
Div Yield
140.0%
Annual dividend as a percentage of the share price
EPS (TTM)
$19.51
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity
0.38
Conservative use of debt — low financial risk
Current Ratio
0.39
Below 1 means short-term obligations exceed liquid assets — risk flag
Quick Ratio
0.14
Like current ratio but excludes inventory — stricter test
Gross Margin
12.7%
Revenue left after cost of goods — higher means pricing power
Operating Margin
10.6%
Profit from core operations before interest and tax
Free Cash Flow
$2.0B
Positive — the business generates more cash than it spends
Revenue (TTM)
$13.2B
Total revenue over the last 12 months
Net Income
$992M
Profitable — the bottom line is positive
Analyst Coverage
Analysts
6
Target High
$290.00
Target Median
$276.83
Target Low
$268.00
Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

Date Insider Title Type Shares Value
2026-05-15 MEIER KEITH Chief Financial Officer 25,000 $6,357,750
2026-05-14 ROSENBLUM JAY E. Officer 2,000 $503,540
2026-03-20 DIRIENZO DIMITRY Officer 750 $158,235
2026-03-20 SENGUPTA SUBHASHISH Officer 1,900 $400,096
2026-03-16 CAMPBELL MICHAEL P Chief Operating Officer 15,378 —
2026-03-16 DEMMINGS KEITH Chief Executive Officer 94,284 $2,500,076
2026-03-16 ROSENBLUM JAY E. Officer 13,085 —
2026-03-16 DIRIENZO DIMITRY Officer 3,895 —
2026-03-16 MEIER KEITH Chief Financial Officer 25,844 —
2026-03-16 STRICKLAND JEFFREY A. Officer 2,555 —
Source: SEC Form 4 filings via public data. View all insider activity at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated:

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