WU | Ticker Profile - Titan Protect

The Western Union Company

Financial Services · Credit Services · NYQ

$7.48

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$2.6B

Total market value of the company

Trailing P/E

6.01

Very cheap relative to earnings

Forward P/E

4.26

Based on estimated future earnings — lower means cheaper

Rev Growth

-0.1%

Year-over-year revenue change

Profit Margin

10.9%

How much profit the company keeps from each dollar of revenue

ROE

47.7%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$9.00

+20% from current price — median analyst estimate

Recommendation

UNDERPERFORM

Consensus view from 13 analysts covering this stock

About The Western Union Company

The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agents and owned locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, money order and media network services, travel money services, check acceptance services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.

https://www.westernunion.com

Country: United States Employees: 9,600 Industry: Credit Services

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKDOWN

Price trending down — defensive positioning

Sharpe Ratio

-0.304

Returns do not compensate for the risk — negative edge

Kelly Fraction

-0.0516

No positive edge detected — the data suggests staying out

Calmar Ratio

-0.369

Drawdown risk outweighs the returns — higher risk profile

Annual Return

-12.2%

Historical annualised return based on price data

Max Drawdown

-33.1%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

127

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.53

Less volatile than the market — more defensive

52W High

$10.35

28% below the year high

52W Low

$7.85

-5% above the year low

Avg Volume

8,377,806

Average daily shares traded — higher means easier to buy and sell

Short Ratio

5.1

Days it would take all short sellers to cover — higher means more crowded

Short % Float

17.9%

Elevated short interest — bears are positioned against this

Div Yield

1,151.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$1.36

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

288.12

Heavy leverage — higher financial risk if revenues decline

Current Ratio

0.26

Below 1 means short-term obligations exceed liquid assets — risk flag

Quick Ratio

0.21

Like current ratio but excludes inventory — stricter test

Gross Margin

36.1%

Revenue left after cost of goods — higher means pricing power

Operating Margin

12.5%

Profit from core operations before interest and tax

Free Cash Flow

$291M

Positive — the business generates more cash than it spends

Revenue (TTM)

$4.0B

Total revenue over the last 12 months

Net Income

$441M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$16.00

Target Median

$9.00

Target Low

$7.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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