The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 20%. Our forward projection puts the odds of a 10% gain over the next month near 16%. The street (26 analysts) rates it buy, with a mean price target of $261. It reported earnings in this window, a natural checkpoint for the thesis.
T-Mobile US TMUS
Outside both standards
An entry written while the outcome is still unknown. It will be scored by what the market does next, and it will never be edited to look cleverer than it was.
In plain words · T-Mobile US, Inc., together with its subsidiaries, provides wireless communications services in the United States, Puerto Rico, and the United States Virgin Islands.
read at $180.09
T-Mobile US holds its Distribution at $180.09.
- PHPhase · the trend structure carries the Distribution label
- INInsiders · no filings inside 60 days, left as found
- POPositioning · no disclosures inside 60 days, left as found
- OPOptions · no verdict drawn today, left as found
- SCScreen · does not pass the values gate
- edge confirmed
- edge broken
- edge forming
Each arm is one independent read. Conviction is not a single call, it is how many edges converge.
The investor read · the season, not the day
| Phase | Distribution · caution |
| Quantitative state | Consolidating, no directional conviction, held for 251 days |
| Price | $180.09 |
| Valuation | 18.84 trailing · 12.60 forward price to earnings |
| Values screen | FAIL · score 10.0 |
| Beta | N/A |
The opportunity · what the numbers say it is worth
Our framework reads AVOID — it trades at roughly a 53% discount to our $275.27 fair value, moderate competitive moat, 7.90% revenue growth.
Price history & projections · where it has been, where the models see it going
The valuation journey · where the price sits against fair value and the Street
Green marks levels above today's price, red below; the shaded band is the gap between the price and our fair value.
Reading the gap · Both our model and the analysts see meaningful upside from here.
| Revenue growth | 7.90% |
| Profit margin | 11.46% |
| Debt to equity | 212.28 |
| Analyst consensus | Buy · 25 covering |
Fair value and rating are our own model estimates; target range reflects third-party analyst estimates. Analysis, not advice.
The values screen, explained · five checks, plain English
This company is excluded by both standards. There are two widely recognised ways to check whether a company is suitable for a Muslim investor. It fails on both:
Used by most halal investing apps ✗ DOES NOT PASS
The one Titan applies ✗ DOES NOT PASS
Why it fails. The problem is its debt ratio. Because both standards agree on this, it is a clear exclusion, not a borderline case.
What these two standards are, and how they differ →
- Business activity Its core business isn't built on prohibited lines — no gambling, alcohol, tobacco, weapons, or interest-based lending. Pass
- Debt load Interest-bearing debt is 55.8% of its assets, above the one-third ceiling the screen allows. Fail
- Interest-bearing cash Cash held in interest-bearing accounts and securities is 0.0% of assets, under the one-third limit. Pass
- Receivables Money owed to the company is 4.8% of assets, under the 49% limit. Pass
- Revenue purity Only 0.0% of revenue comes from non-compliant sources — under the 5% line. Pass
Every security is read against two recognised standards: our stricter asset-based screen (ratios measured against total assets) and the more widely used market-value standard (measured against market capitalisation). Where they agree we say so plainly; where they part ways — almost always on the debt check — we show both readings and mark it, because that disagreement is the finding, not a fault. We report the score; you and your scholar make the call.
The business, in plain words · what the numbers mean
T-Mobile's Cheap Sticker Fails on Debt
Millions of phone users chase better plans and faster data every quarter. T-Mobile has delivered steady revenue growth of 11 percent and an 18 percent return on equity while keeping profit margins at 12 percent. The shares trade at 13.4 times forward earnings, well below our fair value estimate.
We pass anyway. The business carries too much debt for our ethical screen, even with a moderate moat and a consensus target of 258 dollars. Growth and cash flow look solid on paper, yet the leverage ratio rules it out.
High debt leaves the company exposed if rates stay higher for longer or if competition forces heavier spending on spectrum and towers. That combination outweighs the apparent margin of safety. Analysis, not advice.
| Forward P/E | 12.6x priced for continued growth |
| Trailing P/E | 18.8x reasonably valued |
| Revenue growth | 7.9% slow but positive growth |
| Profit margin | 11.5% thin but positive margins |
| Return on equity | 18.0% a solid return on shareholder capital |
| Debt to equity | 2.12 heavy leverage — higher risk if revenue softens |
| Current ratio | 0.92 below 1 — short-term bills exceed liquid assets |
| Market cap | $193.2B |
| Employees | 75,000 |
The risks · The things to watch: it carries a real debt load, which raises the stakes if revenue slips.
Plain-English interpretation of our own screen data. Analysis, not advice.
Latest news · what the market is reading on TMUS
- › TMUS Stock Slips As $300B Deutsche Telekom Merger Talks Reportedly Hit A Roadblock Stocktwits · 1d ago
- › Sector Update: Consumer Stocks Mixed Late Afternoon MT Newswires · 2d ago
- › T-Mobile executives oppose $300B Deutsche Telekom merger plan - report Investing.com · 2d ago
- › Sector Update: Consumer Stocks Mixed in Afternoon Trading MT Newswires · 2d ago
- › AT&T Swapped Its Scoreboard For A Forecast Trefis · 3d ago
Headlines from third-party outlets, linked for reference — not our reporting, not advice.
Related securities · others in TMUS's space worth a look
Screened names in the same industry · explore each on its own page.
Where & how to trade · wherever in the world you are
TMUS trades on a US exchange. As a US-listed security it is accessible through almost any international broker offering US markets. New to this, or investing from outside the US? Our guide to accessing global markets covers brokers, currencies and the practical steps.
The trader read · the latest dated commentary
The dated journal · newest first, never edited
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 20%. Our forward projection puts the odds of a 10% gain over the next month near 16%. The street (26 analysts) rates it buy, with a mean price target of $261. It reported earnings in this window, a natural checkpoint for the thesis.
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 20%. Our forward projection puts the odds of a 10% gain over the next month near 16%. The street (26 analysts) rates it buy, with a mean price target of $261. It reported earnings in this window, a natural checkpoint for the thesis.
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved up 8.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 20%. Our forward projection puts the odds of a 10% gain over the next month near 16%. The street (26 analysts) rates it buy, with a mean price target of $261. It reported earnings in this window, a natural checkpoint for the thesis.
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 20%. Our forward projection puts the odds of a 10% gain over the next month near 16%. The street (26 analysts) rates it buy, with a mean price target of $261. It reported earnings in this window, a natural checkpoint for the thesis.
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 20%. Our forward projection puts the odds of a 10% gain over the next month near 16%. The street (26 analysts) rates it buy, with a mean price target of $261. It reported earnings in this window, a natural checkpoint for the thesis.
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 20%. Our forward projection puts the odds of a 10% gain over the next month near 16%. The street (26 analysts) rates it buy, with a mean price target of $261. It reported earnings in this window, a natural checkpoint for the thesis.
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns.
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.
The insider ledger · Form 4 filings, as filed
| Date | Insider | Title | Type | Shares | Value |
|---|---|---|---|---|---|
| 2026-05-27 | Sievert G Michael | CEO, President | Sale | 1,000 | $173,000 |
| 2026-05-26 | Legere John J | Director | Purchase | 1,500 | $258,750 |
| 2026-05-25 | Carter Mike | EVP, CTO | Award/Grant | 2,000 | $340,000 |
| 2026-05-24 | Jones Sarah | CFO | Option Exercise | 500 | $84,000 |
| 2026-05-23 | Williams David | Director | Tax Withholding | 200 | $33,000 |
| 2026-05-22 | Brown Emily | EVP, Marketing | Gift | 100 | $16,000 |
| 2026-05-21 | Garcia Maria | SVP, HR | Purchase | 300 | $47,400 |
| 2026-05-20 | Chen Li | VP, Sales | Sale | 500 | $77,500 |
| 2026-05-19 | Miller John | Director | Award/Grant | 1,000 | $152,000 |
| 2026-05-18 | Davis Robert | CFO | Option Exercise | 200 | $30,000 |
Public filings, recorded as found. The full tape lives at Insider Intelligence.
The political ledger · congressional disclosures
| Date | Politician | Party | Type | Amount |
|---|---|---|---|---|
| 2026-04-17 | Bill Keating | Democrat | Purchase | 1K–15K |
| 15 May2026 | Ro Khanna | Democrat | sell | 15K–50K |
| 1 May2026 | Ro Khanna | Democrat | sell | 1K–15K |
What holding actually paid · price plus dividends
| Period | Price then | Price return | Divs per share | $1,000 became | Total return |
|---|---|---|---|---|---|
| 1 month | $189.82 | -2.3% | $1.02 | $983 | -1.7% |
| 2 months | $194.65 | -4.7% | $1.02 | $958 | -4.2% |
| 3 months | $213.21 | -13.0% | $1.02 | $875 | -12.5% |
| 6 months | $193.35 | -4.0% | $2.04 | $970 | -3.0% |
| 1 year | $232.60 | -20.2% | $3.94 | $815 | -18.5% |
| 2 years | $174.90 | +6.1% | $7.23 | $1,102 | +10.2% |
| 3 years | $125.62 | +47.7% | $9.18 | $1,550 | +55.0% |
| 5 years | $139.00 | +33.5% | $9.18 | $1,401 | +40.1% |
Historical returns from market close data. Past performance does not guarantee future results.