MPB
Mid Penn Bancorp, Inc.
Financial Services · Banks - Regional · NGM
$32.69
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$828.5M
Trailing P/E
14.86
Forward P/E
9.02
Rev Growth
+33.3%
Profit Margin
21.3%
ROE
6.6%
Analyst Target
$35.50
Recommendation
NONE
About Mid Penn Bancorp, Inc.

Mid Penn Bancorp, Inc. operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, institutional clients, partnerships, non-profit organizations, businesses, and corporations in Pennsylvania and New Jersey, the United States. The company offers various time and demand deposit products, including checking accounts, savings accounts, clubs, money market deposit accounts, certificates of deposit, and individual retirement accounts. It also provides a range of loan products comprising mortgage and home equity loans, secured and unsecured commercial and consumer loans, lines of credit, construction financing, farm loans, community development loans, loans to non-profit entities, and local government loans; and personal loans and lines of credit, home equity lines of credit, commercial lines of credit, commercial real estate financing, SBA loans, and agricultural loans. In addition, the company offers trust, retail investment, wealth management, and personal and business insurance services; private banking; insured cash sweep; debit, credit, and gift cards; online bill payment; and online and telephone banking, cash management, automated teller services, and safe deposit boxes. Mid Penn Bancorp, Inc. was founded in 1868 and is headquartered in Harrisburg, Pennsylvania.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 78.5
Score Quality: 68.0
Score Combined: 57.1

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation100.0
Quality68.4
Cash Flow50.0
Moat40.0
Balance Sheet50.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: BRONZE · Score: 53.3 · Rank: #1183
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$741.2M
Price/Book
0.93
Beta
0.483
Analysts
2
Total Revenue (TTM)
$240.3M
Total Debt
$59.5M
Earnings Growth
-49.3%
Dividend Yield
263.0%
Short Ratio
4.09
Short % Float
0.0%
Employees
721

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Trade Consideration
The Opportunity
Score 57.1 (P90 — top 9.8% of scored tickers). Unknown Moat. Ethical FAIL. 2 analysts at None.
Price: $32.69 | Target: $35.50 (+9%)
Score
57
Moat
Unknown
Conviction
Standard
Upside
+9%
The Fundamentals
Revenue Growth+33.3%
Profit Margin21.3%
ROE6.6%
Forward P/E9.0
Market Cap$828.5M
Position Sizing Scenarios
Stop: $27.79 (-15%) | Entry: $32.69
SharesCostProfit to TargetR:R
To Consensus ($35.50, 2 analysts)
10$326.90+$28.10 (9%)0.6R
50$1,634.50+$140.50 (9%)0.6R
100$3,269.00+$281.00 (9%)0.6R
Risk Factors
  • Elevated short interest (4.09 days to cover)
The Verdict
Mid Penn Bancorp, Inc. holds a unknown competitive moat and is growing revenue at +33.3%.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

B
Quant Score
61.3
Risk Grade
LOW_RISK
Layers
7
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-2.8%
worst expected daily loss, 19 in 20 days
CVaR 95%
-4.0%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
1.26
above 1.0 is good
Max Drawdown
-26.8%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
65
Liquidity Grade
LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
ABOVE_200
Bollinger Position
UPPER_HALF
Beta
Relative Volume
1.5x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

Most Correlated
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Inverse Correlated
TickerCorrelation
SUKOON.AE-0.176
SUNC-0.175
BAES.L-0.150
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Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Monday
Worst Day
Friday
Best Month
Jul
Worst Month
Mar
Fri-Mon Effect
-0.505080196452683
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
-3.6%
3M Return
-1.1%
6M Return
+14.3%
12M Return
+23.8%
Momentum Rank
#2228
Momentum Signal
FLAT

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