Greene County Bancorp Inc (GCBC) — Titan Protect Analysis

GCBC

Greene County Bancorp Inc

Financial · ·

$27.62

Data: 2026-06-03

✗ ETHICAL FAIL

NONE MOAT

LIMITED

Data Confidence: 0.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$436M

Total market value of the company

Trailing P/E

11.19

Reasonably valued

Forward P/E

N/A

Based on estimated future earnings — lower means cheaper

Rev Growth

+23.4%

Year-over-year revenue change

Profit Margin

45.1%

How much profit the company keeps from each dollar of revenue

ROE

15.7%

Return on equity — how efficiently it uses shareholder money

Analyst Target

N/A

Recommendation

NONE

Consensus view from ? analysts covering this stock

About Greene County Bancorp Inc

Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. The company offers deposit products, such as savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. Its loan portfolio includes residential, construction and land loans; commercial real estate mortgages; consumer loans, including loans on new and used autom

https://www.thebankofgreenecounty.com/

Country: United States Employees: 190 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% PENDING

Debt must be below 33% of total assets

Cash Ratio

0.0% PENDING

Interest-bearing cash below 33% of assets

Receivables

0.0% PENDING

Receivables below 49% of assets

Revenue Purity

0.0% PENDING

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

0.058

Positive but modest risk-adjusted returns

Kelly Fraction

-0.0087

No positive edge detected — the data suggests staying out

Calmar Ratio

-0.120

Drawdown risk outweighs the returns — higher risk profile

Annual Return

-5.2%

Historical annualised return based on price data

Max Drawdown

-42.9%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

373

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.41

Very low correlation to market moves

52W High

$26.79

-3% below the year high

52W Low

$21.22

30% above the year low

Avg Volume

12,061

Average daily shares traded — higher means easier to buy and sell

Short Ratio

4.4

Days it would take all short sellers to cover — higher means more crowded

Short % Float

N/A

Div Yield

154.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$2.29

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

N/A

Revenue left after cost of goods — higher means pricing power

Operating Margin

53.5%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$86M

Total revenue over the last 12 months

Net Income

$39M

Profitable — the bottom line is positive

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-06-03

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