NAS10029,644+0.67%S&P7,651+0.17%GOLD$4,416+0.37%BTC$81,118+6.17%VIX14.81−4.08%live tape · as of 09:00 UTC
The Screen · Financials · Information Technology Services
Fidelity National Information Services
FIS · a US exchange · USD · Market cap $19.6B · 44,000 employees
Fidelity National Information Services, Inc.
FAIL · Does not pass the screen
38.07 USD
At the last full screen 2026-09-09
Screened 2026-09-09 · the tape above runs as of 09:00 UTC · two dates, stated on purpose · verdict and workings shown in full · never trimmed
The Label · The Season, Not the Day
This name holds its distribution label.
Fidelity National Information Services holds its Distribution at $38.07. Consolidating, no directional conviction, held for 8 days.
As held on the ledger · 2026-09-09
Phase
Distribution · caution
Quantitative state
Consolidating, no directional conviction, held for 8 days
Price at the screen
$38.07
Valuation
5.85 trailing · 5.68 forward price to earnings
Values screen
FAIL· score 10.0
Beta
0.80
The Workings
Five Screens, Shown in Full
Does not pass. Business activity screen
Test
Figure
Limit
What it means
Status
Business activity
Excluded
Core business clean
Business activity: Financials sector
Fail
Five checks adapted from AAOIFI screening standards: business activity plus four balance-sheet ratios. All five must pass for ethical clearance. Every figure is arithmetic on public accounts, not judgement.
What the Numbers Say It Is Worth
The Fair Value Range
Our framework reads AVOID: it trades at roughly a 64% discount to our $62.50 fair value, moderate competitive moat, 29.10% revenue growth.
Fair value range in USD, drawn from the 2026-09-09 screen. The gold marker is the market price at the same screen. A 64.2% margin of safety to the base estimate.
Third-party analyst targets: 23 covering, consensus Buy. The average target sits +31% from the screen price.
Reading the gap · Both our model and the analysts see meaningful upside from here.
Price History & Projections
Where it has been, where the models see it going. History from market close data; projection points are our fair-value estimates and third-party analyst targets, dated to the 2026-09-09 screen.
Fair value and rating are our own model estimates; the Street's range reflects third-party analyst estimates. Analysis, not advice.
The Business, in Plain Words
Banking tech fails ethics before value
Every time a bank clears a payment or processes a loan the software underneath often traces back to FIS. The numbers look tempting with 30 percent revenue growth, a 23 percent profit margin and a forward multiple of just 6.1 times earnings. Yet the business activity screen blocks any further look, so we pass.
The moderate moat and 17 percent return on equity cannot offset the ethical failure. Analysts may cluster around a 55 dollar target while our own fair value sits higher, but those figures never reach the table once the screen is triggered.
Currency moves and contract concentration add normal sector risk, yet the ethical call remains the binding constraint. Analysis, not advice.
The risks · The main risks here are ordinary market swings and the chance our fair-value read proves too optimistic.
Plain-English interpretation of our own screen data. Analysis, not advice.
Where & How to Trade
FIS trades on a US exchange. As a listed security it is accessible through almost any international broker offering its home market. New to this, or investing from abroad? Our guide to accessing global markets covers brokers, currencies and the practical steps.
The Dated Journal · Newest First, Never Edited
Every Entry, As Written
2026-08-29Distribution$41.34-1.4%Entry 5
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 1.4% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it D, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading bearish. Over the past year the shares are down 51%. Our forward projection puts the odds of a 10% gain over the next month near 9%. The street (21 analysts) rates it buy, with a mean price target of $59.
2026-07-28Distribution$41.91+2.3%Entry 4
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved up 2.3% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it D, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading bearish. Over the past year the shares are down 51%. Our forward projection puts the odds of a 10% gain over the next month near 9%. The street (21 analysts) rates it buy, with a mean price target of $59.
2026-07-18Distribution$40.95+0.0%Entry 3
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it D, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading bearish. Over the past year the shares are down 51%. Our forward projection puts the odds of a 10% gain over the next month near 9%. The street (21 analysts) rates it buy, with a mean price target of $59.
2026-07-03Distribution$40.95+0.0%Entry 2
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns.
2026-07-02Distribution$40.95Entry 1
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.