CIB

Grupo Cibest S.A.

Financial Services · Banks - Regional · NYQ
$70.88
Data: 2026-05-28
✗ ETHICAL FAIL

Unknown MOAT
HIGH
Data Confidence: 100.0%
Convergence Score
Score pending — view screener
Market Regime
Analysis pending
Today's Read
Daily framework analysis for Grupo Cibest S.A.
Full Daily Analysis

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$16.8B
Total market value of the company
9.50
Very cheap relative to earnings
7.90
Based on estimated future earnings — lower means cheaper
Rev Growth
+10.8%
Year-over-year revenue change
Profit Margin
14.7%
How much profit the company keeps from each dollar of revenue
16.9%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$68.00
-4% from current price — median analyst estimate
Recommendation
HOLD
Consensus view from 11 analysts covering this stock

About Grupo Cibest S.A.

Grupo Cibest S.A., together with its subsidiaries, provides various banking products and services in Colombia and internationally. It offers deposit products, including checking and savings accounts, fixed-term deposits, and investment products; credit alternatives solutions such as trade financing, working capital loans, mortgages, credit cards, personal, vehicle, payroll, and small business loans, and overdrafts; and factoring. It also provides financial and operating leases; capital markets, such as hedging instruments; trading, including interbank lending, repurchase agreements, foreign exchange transactions, and sovereign and corporate securities trading, brokerage and investment advisory services, access to local and international capital markets, and third-party asset management, as well as cash management, payables and receivables solutions, real-time web services, and SWIFT Net solutions. In addition, it provides foreign currency investment and trade finance solutions such as letters of credit and bills collection; bancassurance and insurance; and investment banking services include project finance, acquisition finance, large corporate loans, loan syndication, debt and equity capital markets, principal investments, mergers and acquisitions, and advisory on hedging strategies and restructurings. Further, it offers trust and fiduciary services, escrow accounts, investment funds, and real estate funds; and Nequi digital platform. Additionally, it provides roadside and medical assistance services; and BRE-b, mortgage lending innovations, payments through wompi, inflation-indexed sustainability loans, and Salud para ti. It serves physical branches, mobile branches, ATMs, online, computer, telephone, and mobile banking, banking correspondents, kiosks, and direct business connections. The company was formerly known as Bancolombia S.A. and changed its name to Grupo Cibest S.A. in May 2025. The company was founded in 1875 and is based in Medellín, Colombia.

https://www.grupocibest.com

Country: Colombia Employees: 33,588 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0% N/A
Debt must be below 33% of total assets
Cash Ratio
0.0% N/A
Interest-bearing cash below 33% of assets
Receivables
0.0% N/A
Receivables below 49% of assets
Revenue Purity
0.0% N/A
Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

MARKUP
Price trending up with increasing momentum
1.772
Excellent risk-adjusted returns
0.1394
Suggested allocation is meaningful — the edge justifies a position
2.750
Returns exceed worst-case losses — strong risk profile
Annual Return
65.9%
Historical annualised return based on price data
-24.0%
Largest peak-to-trough decline — the worst it has been
SIDEWAYS
Price consolidating — no clear directional bias
Days in State
2
How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

0.49
Very low correlation to market moves
52W High
$86.31
18% below the year high
52W Low
$41.22
72% above the year low
Avg Volume
388,180
Average daily shares traded — higher means easier to buy and sell
2.8
Days it would take all short sellers to cover — higher means more crowded
Short % Float
1.1%
Low short interest — limited bearish positioning
697.0%
Annual dividend as a percentage of the share price
$7.45
Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Quick Ratio
N/A
Like current ratio but excludes inventory — stricter test
Gross Margin
0.0%
Revenue left after cost of goods — higher means pricing power
Operating Margin
0.0%
Profit from core operations before interest and tax
N/A
Negative — the business is spending more than it generates
Revenue (TTM)
N/A
Total revenue over the last 12 months
Net Income
N/A
Loss-making — spending exceeds revenue after all costs

Analyst Coverage

Analysts
11
Target High
$77.00
Target Median
$68.00
Target Low
$28.60

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Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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