TFSL | Ticker Profile - Titan Protect

TFSL

TFS Financial Corporation

Financial Services · Banks - Regional · NMS

$16.42

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$4.5B

Total market value of the company

Trailing P/E

48.15

Expensive — high growth expected

Forward P/E

42.95

Based on estimated future earnings — lower means cheaper

Rev Growth

+9.8%

Year-over-year revenue change

Profit Margin

27.8%

How much profit the company keeps from each dollar of revenue

ROE

4.9%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$15.50

-6% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 2 analysts covering this stock

About TFS Financial Corporation

TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. It also provides residential real estate mortgage loans, residential construction loans, purchase mortgages, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, the company offers escrow and settlement services. TFS Financial Corporation was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.

https://www.thirdfederal.com

Country: United States Employees: 958 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

0.942

Good returns relative to risk taken

Kelly Fraction

0.0483

Modest edge detected — smaller position warranted

Calmar Ratio

1.299

Returns exceed worst-case losses — strong risk profile

Annual Return

21.5%

Historical annualised return based on price data

Max Drawdown

-16.5%

Largest peak-to-trough decline — the worst it has been

HMM State

BULL

Statistical model sees bullish momentum

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.73

Less volatile than the market — more defensive

52W High

$16.20

-1% below the year high

52W Low

$12.54

31% above the year low

Avg Volume

814,291

Average daily shares traded — higher means easier to buy and sell

Short Ratio

10.1

Days it would take all short sellers to cover — higher means more crowded

Short % Float

16.2%

Elevated short interest — bears are positioned against this

Div Yield

712.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$0.33

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

39.2%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$335M

Total revenue over the last 12 months

Net Income

$92M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$16.00

Target Median

$15.50

Target Low

$15.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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