BILL | Ticker Profile - Titan Protect

BILL

BILL Holdings, Inc.

Technology · Software - Application · NYQ

$35.97

Data: 2026-05-28

✓ ETHICAL PASS

Unknown MOAT

HIGH

Data Confidence: 85.7%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$3.5B

Total market value of the company

Trailing P/E

N/A

Forward P/E

10.47

Based on estimated future earnings — lower means cheaper

Rev Growth

+13.5%

Year-over-year revenue change

Profit Margin

0.0%

How much profit the company keeps from each dollar of revenue

ROE

0.0%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$55.00

+53% from current price — median analyst estimate

Recommendation

BUY

Consensus view from 21 analysts covering this stock

About BILL Holdings, Inc.

BILL Holdings, Inc. provides financial operations platform for small and midsize businesses worldwide. It provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable businesses to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve back-office efficiency. The company also offers onboarding implementation support, and ongoing support and training services. In addition, the company's artificial intelligence enabled financial software platform provides connections between suppliers and clients. It serves accounting firms, financial institutions, and software provider companies. The company was formerly known as Bill.com Holdings, Inc. and changed its name to BILL Holdings, Inc. in February 2023. BILL Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California.

https://www.bill.com

Country: United States Employees: 2,364 Industry: Software - Application

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

PASS

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% PASS

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

DISTRIBUTION

Smart money appears to be selling into strength — caution

Sharpe Ratio

0.007

Positive but modest risk-adjusted returns

Kelly Fraction

-0.0053

No positive edge detected — the data suggests staying out

Calmar Ratio

-0.271

Drawdown risk outweighs the returns — higher risk profile

Annual Return

-17.5%

Historical annualised return based on price data

Max Drawdown

-64.4%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

1.22

Moves slightly more than the broader market

52W High

$57.21

37% below the year high

52W Low

$34.35

5% above the year low

Avg Volume

2,152,857

Average daily shares traded — higher means easier to buy and sell

Short Ratio

6.0

Days it would take all short sellers to cover — higher means more crowded

Short % Float

17.0%

Elevated short interest — bears are positioned against this

Div Yield

N/A

Annual dividend as a percentage of the share price

EPS (TTM)

$0.00

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

49.59

Heavy leverage — higher financial risk if revenues decline

Current Ratio

1.66

Healthy liquidity position

Quick Ratio

0.70

Like current ratio but excludes inventory — stricter test

Gross Margin

83.7%

Revenue left after cost of goods — higher means pricing power

Operating Margin

1.1%

Profit from core operations before interest and tax

Free Cash Flow

$168M

Positive — the business generates more cash than it spends

Revenue (TTM)

$1.6B

Total revenue over the last 12 months

Net Income

$163,000

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$77.00

Target Median

$55.00

Target Low

$42.00

Political Trading Activity

Congressional trading disclosures involving this instrument

Date	Politician	Party	Type	Amount
4 May2026	Steve Cohen	Democrat	buy	50K–100K
30 Apr2026	Scott Peters	Democrat	sell	50K–100K
24 Apr2026	Scott Peters	Democrat	sell	50K–100K
23 Apr2026	Scott Peters	Democrat	sell	15K–50K
22 Apr2026	Scott Peters	Democrat	sell	50K–100K

Source: Congressional disclosure filings. View all political trades at

Insider Intelligence

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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