Screened 2026-09-16 · the tape above runs as of 21:00 UTC · two dates, stated on purpose · verdict and workings shown in full · never trimmed
The Label · The Season, Not the Day
This name holds its distribution label.
CCC Intelligent Solutions Holdings Inc. holds its Distribution at $6.33. Elevated stress, defensive posture warranted, held for 136 days.
As held on the ledger · 2026-09-16
Phase
Distribution · caution
Quantitative state
Elevated stress, defensive posture warranted, held for 136 days
Price at the screen
$6.33
Valuation
90.43 trailing · 12.08 forward price to earnings
Values screen
FAIL· score 70.0
Beta
0.48
The Workings
Five Screens, Shown in Full
Does not pass. Debt ratio
Test
Figure
Limit
What it means
Status
Business activity
Permissible
Core business clean
Its core business isn't built on prohibited lines: no gambling, alcohol, tobacco, weapons, or interest-based lending.
Pass
Debt load
38.13%
Below 33%
Interest-bearing debt is 38.1% of its assets, above the one-third ceiling the screen allows.
Fail
Interest-bearing cash
0.00%
Below 33%
Cash held in interest-bearing accounts and securities is 0.0% of assets, under the one-third limit.
Pass
Receivables
6.95%
Below 49%
Money owed to the company is 6.9% of assets, under the 49% limit.
Pass
Revenue purity
0.46%
Below 5%
Only 0.5% of revenue comes from non-compliant sources, under the 5% line.
Pass
Five checks adapted from AAOIFI screening standards: business activity plus four balance-sheet ratios. All five must pass for ethical clearance. Every figure is arithmetic on public accounts, not judgement.
Fair value range in USD, drawn from the 2026-09-16 screen. The gold marker is the market price at the same screen. A 67.9% margin of safety to the base estimate.
Third-party analyst targets: 10 covering, consensus None. The average target sits +34% from the screen price.
Reading the gap · Both our model and the analysts see meaningful upside from here.
Price History & Projections
Where it has been, where the models see it going. History from market close data; projection points are our fair-value estimates and third-party analyst targets, dated to the 2026-09-16 screen.
Fair value and rating are our own model estimates; the Street's range reflects third-party analyst estimates. Analysis, not advice.
Picture an adjuster logging a car crash in Chicago and a repair shop in Shanghai getting the same digital brief in seconds. CCC Intelligent Solutions runs the platform that makes those handoffs work across the US and Chinese insurance markets. The stock sits at 6.05 dollars against our 10.62 dollar fair value, yet we pass because the business simply does not clear our quality bar.
Revenue is rising 12 percent, the forward multiple is a modest 11.9 times, and ten analysts rate the shares a buy with an 8 dollar median target. Those surface numbers look attractive. Beneath them sit a 3 percent profit margin and 2 percent return on equity, with no visible moat to protect future growth.
Low returns on capital often signal either weak pricing power or heavy spending that never converts into durable profits. Currency moves in China and insurance cycle swings add further uncertainty. The ethical screen is clear, but the operating record is not. Analysis, not advice.
The risks · The main risks here are ordinary market swings and the chance our fair-value read proves too optimistic.
Plain-English interpretation of our own screen data. Analysis, not advice.
Where & How to Trade
CCC trades on Nasdaq. As a listed security it is accessible through almost any international broker offering its home market. New to this, or investing from abroad? Our guide to accessing global markets covers brokers, currencies and the practical steps.
The Dated Journal · Newest First, Never Edited
Every Entry, As Written
2026-08-24Markup$6.97+15.2%Entry 5
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved up 15.2% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading bearish. Over the past year the shares are down 48%. Our forward projection puts the odds of a 10% gain over the next month near 12%. The street (11 analysts) rates it none, with a mean price target of $9.
2026-07-24Markup · changed$6.05+31.5%Entry 4
The framework has shifted from distribution to markup since the last review. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved up 31.5% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it D, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading bearish. Over the past year the shares are down 48%. Our forward projection puts the odds of a 10% gain over the next month near 12%. The street (11 analysts) rates it none, with a mean price target of $9.
2026-07-18Distribution$4.60+0.0%Entry 3
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it D, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading bearish. Over the past year the shares are down 48%. Our forward projection puts the odds of a 10% gain over the next month near 12%. The street (11 analysts) rates it none, with a mean price target of $9.
2026-07-03Distribution$4.60+0.0%Entry 2
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows negative risk-adjusted returns.
2026-07-02Distribution$4.60Entry 1
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows negative risk-adjusted returns.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.