Waterdrop Inc ADR (WDH) — Titan Protect Analysis

WDH

Waterdrop Inc ADR

Financial · ·

$1.40

Data: 2026-06-03

✗ ETHICAL FAIL

NONE MOAT

LIMITED

Data Confidence: 0.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$528M

Total market value of the company

Trailing P/E

6.68

Very cheap relative to earnings

Forward P/E

8.94

Based on estimated future earnings — lower means cheaper

Rev Growth

+105.5%

Year-over-year revenue change

Profit Margin

14.3%

How much profit the company keeps from each dollar of revenue

ROE

11.3%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$2.45

+75% from current price — median analyst estimate

Recommendation

STRONG_BUY

Consensus view from 4 analysts covering this stock

About Waterdrop Inc ADR

Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient recruitment platform for pharmaceutical companies to find matches for clinical trials. In addition, the

https://www.waterdrop-inc.com

Country: China Employees: 3,018 Industry: Insurance - Diversified

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% PENDING

Debt must be below 33% of total assets

Cash Ratio

0.0% PENDING

Interest-bearing cash below 33% of assets

Receivables

0.0% PENDING

Receivables below 49% of assets

Revenue Purity

0.0% PENDING

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

DISTRIBUTION

Smart money appears to be selling into strength — caution

Sharpe Ratio

0.329

Positive but modest risk-adjusted returns

Kelly Fraction

-0.0928

No positive edge detected — the data suggests staying out

Calmar Ratio

0.153

Drawdown risk outweighs the returns — higher risk profile

Annual Return

4.4%

Historical annualised return based on price data

Max Drawdown

-28.6%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

-0.16

Very low correlation to market moves

52W High

$2.18

36% below the year high

52W Low

$1.29

9% above the year low

Avg Volume

199,668

Average daily shares traded — higher means easier to buy and sell

Short Ratio

0.6

Days it would take all short sellers to cover — higher means more crowded

Short % Float

N/A

Div Yield

397.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$0.22

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

1.37

Meaningful debt load — monitor closely

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

51.2%

Revenue left after cost of goods — higher means pricing power

Operating Margin

5.9%

Profit from core operations before interest and tax

Free Cash Flow

$-77,580,752

Negative — the business is spending more than it generates

Revenue (TTM)

$4.0B

Total revenue over the last 12 months

Net Income

$569M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$3.01

Target Median

$2.45

Target Low

$1.36

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-06-03

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