NAS10030,808+1.00%S&P7,723+0.73%GOLD$4,190+0.67%BTC$85,975−0.58%VIX16.23+6.01%live tape · as of 11:17 UTC
The Screen · Technology · Information Technology Services
NCR Voyix Corporation
VYX · the NYSE · USD · Market cap $929M · 13,500 employees
NCR Voyix Corporation provides digital commerce solutions for retail stores and restaurants in the United States, the Americas, the Asia Pacific, Europe, the Middle East, and Africa.
FAIL · Does not pass the screen
6.74 USD
Screen close, 2026-09-18 · not a live quote Last reviewed 17 days ago
Screened 2026-09-18 · the tape above runs as of 11:17 UTC · two dates, stated on purpose · verdict and workings shown in full · never trimmed
PRICE · FAIR-VALUE RANGE1M3M6MYTD1Y3Y5Y
What this means: price 6.74 against the desk's fair-value range, base estimate 13.48, over the last year.
Positioning no disclosures inside 60 days, left as found
Options no verdict drawn today, left as found
Ethical does not pass the values gate
Price6.74 USD
Fair value13.48
Ethical score70.0/100
Our investment reviews on this name
2026-10-02Read Distribution6.74+0.0% to today
2026-08-16Read Markup8.49-20.6% to today
2026-07-02Read Distribution7.85-14.1% to today ✓
Our analytic regime reads on this name, dated and marked against the screened price. Small sample per name, and separate from the daily-framework accuracy on the Track Record page.
NCR Voyix Corporation holds its Distribution at $6.74. Elevated stress, defensive posture warranted, held for 14 days.
As held on the ledger · 2026-09-18
Phase
Distribution · caution
Quantitative state
Elevated stress, defensive posture warranted, held for 14 days
Price at the screen
$6.74
Valuation
24.07 trailing · 6.57 forward price to earnings
Values screen
FAIL· score 70.0
Beta
1.50
The Workings
Five Screens, Shown in Full
Does not pass. Debt ratio
Test
Figure
Limit
What it means
Status
Business activity
Permissible
Core business clean
Its core business isn't built on prohibited lines: no gambling, alcohol, tobacco, weapons, or interest-based lending.
Pass
Debt load
33.82%
Below 33%
Interest-bearing debt is 33.8% of its assets, above the one-third ceiling the screen allows.
Fail
Interest-bearing cash
0.00%
Below 33%
Cash held in interest-bearing accounts and securities is 0.0% of assets, under the one-third limit.
Pass
Receivables
18.41%
Below 49%
Money owed to the company is 18.4% of assets, under the 49% limit.
Pass
Revenue purity
0.30%
Below 5%
Only 0.3% of revenue comes from non-compliant sources, under the 5% line.
Pass
Five checks adapted from AAOIFI screening standards: business activity plus four balance-sheet ratios. All five must pass for ethical clearance. Every figure is arithmetic on public accounts, not judgement.
The Ethical Read
Why It Falls Short, in Plain English
NCR Voyix's business is in a permissible area, but its interest-bearing debt is about 34% of the company, just over the ~33% line, so it does not pass on the financial screens.
Read as at 2026-10-04. It updates when the underlying figures move, and past reads are kept below.
Fair value range in USD, drawn from the 2026-09-18 screen. The gold marker is the market price at the same screen. A 100.0% margin of safety to the base estimate.
Third-party analyst targets: 6 covering, consensus Buy. The average target sits +100% from the screen price.
Reading the gap · Both our model and the analysts see meaningful upside from here.
Price History & Projections
Where it has been, where the models see it going. History from market close data; projection points are our fair-value estimates and third-party analyst targets, dated to the 2026-09-18 screen.
Fair value and rating are our own model estimates; the Street's range reflects third-party analyst estimates. Analysis, not advice.
The Business, in Plain Words
Retail Payment Tech Looks Cheap But Stumbles
Walk into any restaurant and the point of sale terminal handles the bill, yet behind it sits NCR Voyix stitching together software for retailers and eateries across dozens of countries. The business splits between retail and restaurant segments, each relying on steady digital upgrades that have slowed to a crawl.
We pass because revenue fell 1 percent, profit margins sit at just 3 percent and return on equity reaches only 5 percent. The forward multiple of 8.4 times earnings signals weak growth rather than hidden value, and an unknown moat leaves little room for sustained outperformance even though the ethical screen clears.
Risk sits in execution and cyclical retail spending that could keep returns depressed for years. Analyst targets cluster near 12 dollars while our fair value sits higher, yet the thin margins and flat sales make this look more like a value trap than an opportunity. Analysis, not advice.
The risks · The things to watch: it's a small-cap, so the share price can swing harder than the market; it already moves more than the market on an average day.
Plain-English interpretation of our own screen data. Analysis, not advice.
Where & How to Trade
VYX trades on the NYSE. As a listed security it is accessible through almost any international broker offering its home market. New to this, or investing from abroad? Our guide to accessing global markets covers brokers, currencies and the practical steps.
The framework has shifted from markup to distribution since the last review. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 22.9% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it D. Technically it is sitting below its long-term trend line with momentum reading oversold. Over the past year the shares are down 43%. Our forward projection puts the odds of a 10% gain over the next month near 17%. The street (8 analysts) rates it strong buy, with a mean price target of $13.
2026-09-16Markup$8.74+2.9%Entry 5
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved up 2.9% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it D, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading oversold. Over the past year the shares are down 43%. Our forward projection puts the odds of a 10% gain over the next month near 17%. The street (8 analysts) rates it strong buy, with a mean price target of $13.
2026-08-16Markup · changed$8.49+8.2%Entry 4
The framework has shifted from distribution to markup since the last review. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved up 8.2% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it D, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading oversold. Over the past year the shares are down 43%. Our forward projection puts the odds of a 10% gain over the next month near 17%. The street (8 analysts) rates it strong buy, with a mean price target of $13.
2026-07-18Distribution$7.85+0.0%Entry 3
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it D, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading oversold. Over the past year the shares are down 43%. Our forward projection puts the odds of a 10% gain over the next month near 17%. The street (8 analysts) rates it strong buy, with a mean price target of $13.
2026-07-03Distribution$7.85+0.0%Entry 2
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows negative risk-adjusted returns.
2026-07-02Distribution$7.85Entry 1
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows negative risk-adjusted returns.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.
