THFF | Ticker Profile - Titan Protect

THFF

First Financial Corporation

Financial Services · Banks - Regional · NMS

$71.08

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$822M

Total market value of the company

Trailing P/E

10.16

Reasonably valued

Forward P/E

9.12

Based on estimated future earnings — lower means cheaper

Rev Growth

+8.4%

Year-over-year revenue change

Profit Margin

31.2%

How much profit the company keeps from each dollar of revenue

ROE

13.1%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$73.00

+3% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 2 analysts covering this stock

About First Financial Corporation

First Financial Corporation operates as the bank holding company for First Financial Bank N.A. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States. The company offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits; checking and savings accounts; personal and business certificates of deposit; and digital banking services. It also provides commercial loans primarily to expand a business or finance asset purchases; real estate mortgages, including residential real estate and residential real estate construction loans; home equity loans and lines, secured loans, cash/CD secured loans, and unsecured loans; mortgage refinance; personal and auto loans; and credit cards. In addition, the company offers lease financing, trust account, and depositor services; business services, including accounts receivable and payable, merchant services, fraud protection, money management, and workplace rewards; and wealth services. The company was formerly known as Terre Haute First Corporation and changed its name to First Financial Corporation in December 1984. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.

https://www.first-online.bank

Country: United States Employees: 946 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

1.362

Excellent risk-adjusted returns

Kelly Fraction

0.1018

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

2.289

Returns exceed worst-case losses — strong risk profile

Annual Return

44.3%

Historical annualised return based on price data

Max Drawdown

-19.4%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

266

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.41

Very low correlation to market moves

52W High

$70.29

-1% below the year high

52W Low

$49.70

43% above the year low

Avg Volume

80,526

Average daily shares traded — higher means easier to buy and sell

Short Ratio

3.1

Days it would take all short sellers to cover — higher means more crowded

Short % Float

2.0%

Low short interest — limited bearish positioning

Div Yield

310.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$6.80

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

38.7%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$259M

Total revenue over the last 12 months

Net Income

$81M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$76.00

Target Median

$73.00

Target Low

$70.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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