PGC
Peapack-Gladstone Financial Corporation
Financial Services · Banks - Regional · NMS
$43.21
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$765.6M
Trailing P/E
17.49
Forward P/E
9.05
Rev Growth
+25.5%
Profit Margin
16.0%
ROE
6.6%
Analyst Target
$48.38
Recommendation
NONE
About Peapack-Gladstone Financial Corporation

Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack Private Bank & Trust that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Wealth Management. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual retirement accounts. The company also provides working capital lines of credit, term loans for fixed asset acquisitions, commercial mortgages, multi-family mortgages, and other forms of asset-based financing services; and residential mortgages, home equity lines of credit, and other second mortgage loans. In addition, it offers corporate and industrial (C&I) lending and equipment finance, commercial real estate, multifamily, residential, and consumer lending activities; treasury management, C&I advisory, escrow management, deposit generation, and investment management services; personal trust services, including services as executor, trustee, administrator, custodian, and guardian; and other financial planning, tax preparation, and advisory services. Further, the company provides telephone and Internet banking, merchant credit card, and customer support sales services. Its private banking clients include businesses, non-profits, and consumers; wealth management clients include individuals, families, foundations, endowments, trusts, and estates; and commercial loan clients include business owners, professionals, retailers, contractors, and real estate investors. The company operates its private banking locations in Bedminster, Morristown, Princeton, and Teaneck, New Jersey; and branches in Somerset, Morris, Hunterdon, and Union counties, as well as operates automated teller machines. The company was founded in 1921 and is headquartered in Bedminster, New Jersey.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 78.5
Score Quality: 61.0
Score Combined: 55.4

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

Unlock with Membership
Opportunity Scores
Valuation100.0
Quality61.6
Cash Flow50.0
Moat40.0
Balance Sheet50.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: BRONZE · Score: 52.5 · Rank: #1307
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$637.0M
Price/Book
1.14
Beta
0.721
Analysts
4
Total Revenue (TTM)
$273.9M
Total Debt
$114.4M
Earnings Growth
+86.0%
Dividend Yield
46.0%
Short Ratio
4.43
Short % Float
0.0%
Employees
682

Elite Intelligence

Trade Consideration with position sizing, convergence signals, and risk analysis. Available to Elite members.

Upgrade to Elite
Trade Consideration
The Opportunity
Score 55.4 (P86 — top 13.7% of scored tickers). Unknown Moat. Ethical FAIL. 4 analysts at None.
Price: $43.21 | Target: $48.44 (+12%)
Score
55
Moat
Unknown
Conviction
Standard
Upside
+12%
The Fundamentals
Revenue Growth+25.5%
Profit Margin16.0%
ROE6.6%
Forward P/E9.1
Market Cap$765.6M
Position Sizing Scenarios
Stop: $36.73 (-15%) | Entry: $43.21
SharesCostProfit to TargetR:R
To Consensus ($48.44, 4 analysts)
10$432.10+$52.30 (12%)0.8R
50$2,160.50+$261.50 (12%)0.8R
100$4,321.00+$523.00 (12%)0.8R
Risk Factors
  • Elevated short interest (4.43 days to cover)
The Verdict
Peapack-Gladstone Financial Corporation holds a unknown competitive moat and is growing revenue at +25.5%.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

B
Quant Score
64.0
Risk Grade
LOW_RISK
Layers
7
Quality: HIGH_SORTINO
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-3.2%
worst expected daily loss, 19 in 20 days
CVaR 95%
-5.0%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
1.52
above 1.0 is good
Max Drawdown
-34.2%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
70
Liquidity Grade
LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
ABOVE_200
Bollinger Position
UPPER_HALF
Beta
Relative Volume
1.0x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

Most Correlated
TickerCorrelation
PEBO0.841
HBNC0.816
HOPE0.813
TCBK0.811
DCOM0.811
Inverse Correlated
TickerCorrelation
0002.HK-0.154
UPAC.KW-0.150
INDF.JK-0.144
SUKOON.AE-0.143
CINECO.BH-0.142
Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Wednesday
Worst Day
Thursday
Best Month
Nov
Worst Month
Sep
Fri-Mon Effect
-0.13436507730366717
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
+1.1%
3M Return
+26.1%
6M Return
+66.1%
12M Return
+56.5%
Momentum Rank
#608
Momentum Signal
STRONG_UP

Get our daily market read free. Join thousands of traders.

Free Explorer Access