NTB | Ticker Profile - Titan Protect

NTB

The Bank of N.T. Butterfield & Son Limited

Financial Services · Banks - Diversified · NYQ

$57.91

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$2.2B

Total market value of the company

Trailing P/E

9.76

Very cheap relative to earnings

Forward P/E

8.45

Based on estimated future earnings — lower means cheaper

Rev Growth

+4.3%

Year-over-year revenue change

Profit Margin

39.3%

How much profit the company keeps from each dollar of revenue

ROE

22.0%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$60.00

+4% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 3 analysts covering this stock

About The Bank of N.T. Butterfield & Son Limited

The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company offers retail and corporate checking, savings, and term deposits. It also provides lending products and services, including residential mortgage lending, automobile lending, credit cards, consumer financing, overdraft facilities to retail customers, commercial real estate lending, and commercial and industrial loans. In addition, the company offers cash and liquidity management, foreign exchange, custody administration, and settlement services. Further, it provides personal and business deposit services, residential and commercial mortgages, small and medium-sized enterprise and corporate loans, credit and debit cards, merchant acquiring, and mobile and internet banking services; and treasury services, wealth management, and fiduciary services. Additionally, the company offers discretionary investment management, managed portfolio services, money market, and mutual fund offerings, as well as advisory and self-directed brokerage options. It operates through offices in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Hong Kong, Switzerland, Singapore, Mauritius, and Canada, as well as Bermuda. The Bank of N.T. Butterfield & Son Limited was founded in 1784 and is headquartered in Hamilton, Bermuda.

https://www.butterfieldgroup.com

Country: Bermuda Employees: 1,299 Industry: Banks - Diversified

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

1.473

Excellent risk-adjusted returns

Kelly Fraction

0.1083

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

2.599

Returns exceed worst-case losses — strong risk profile

Annual Return

36.4%

Historical annualised return based on price data

Max Drawdown

-14.0%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

288

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.50

Very low correlation to market moves

52W High

$57.84

-0% below the year high

52W Low

$40.59

43% above the year low

Avg Volume

166,008

Average daily shares traded — higher means easier to buy and sell

Short Ratio

2.3

Days it would take all short sellers to cover — higher means more crowded

Short % Float

0.9%

Low short interest — limited bearish positioning

Div Yield

355.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$5.77

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

42.7%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$613M

Total revenue over the last 12 months

Net Income

$241M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$60.00

Target Median

$60.00

Target Low

$57.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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