An entry written while the outcome is still unknown. It will be scored by what the market does next, and it will never be edited to look cleverer than it was.
In plain words · Lear Corporation designs, develops, engineers, manufactures, assembles, and supplies automotive seating, and electrical distribution systems and related components for automotive original equipment manufacturers in North…
VERDICT
The label
Accumulation
read at $146.33
Lear Corporation holds its Accumulation at $146.33.
PHPhase · the trend structure carries the Accumulation label
INInsiders · no filings inside 60 days, left as found
POPositioning · no disclosures inside 60 days, left as found
OPOptions · no verdict drawn today, left as found
SCScreen · passes the values gate
edge confirmed
edge broken
edge forming
Each arm is one independent read. Conviction is not a single call, it is how many edges converge.
INVESTOR
The investor read · the season, not the day
As held on the ledger · 2026-07-30
Phase
Accumulation
Quantitative state
The statistical read favours the sellers, held for 78 days
Price
$146.33
Valuation
14.63 trailing · 8.39 forward price to earnings
Values screen
PASS· score 70.0
Beta
1.26
OPPORTUNITY
The opportunity · what the numbers say it is worth
Read at
$146.33
14.63 P/E · 8.39 fwd
Our fair value
$179.00
22% discount
Analyst target (avg)
$147.50
+1% to current
Target low $130.00Analyst target rangeTarget high $179.00
▲ current $146.33 · | average target
Price history & projections · where it has been, where the models see it going
The valuation journey · where the price sits against fair value and the Street
Current
$146.33
you are here
Conservative
$179.00
+22%
Analyst avg
$147.50
+1%
Our fair value
$179.00
+22%
Analyst high
$179.00
+22%
Green marks levels above today's price, red below; the shaded band is the gap between the price and our fair value.
Reading the gap · Our model sees value the Street hasn't fully caught up to yet.
Revenue growth
4.70%
Profit margin
2.25%
Debt to equity
66.81
Analyst consensus
None · 14 covering
Fair value and rating are our own model estimates; target range reflects third-party analyst estimates. Analysis, not advice.
SCREEN
The values screen, explained · five checks, plain English
It depends which standard you follow. There are two widely recognised ways to check whether a company is suitable for a Muslim investor, and on this company they disagree. Here is how it did on each:
The common standard· AAOIFI Used by most halal investing apps✗ DOES NOT PASS
Our stricter standard· asset-based The one Titan applies✓ PASSES
Why the two disagree. They fall out over one thing only: the company’s debt. Our stricter standard measures that debt against what the company owns, and it works out too high to pass. The common standard measures the same debt against what the company is worth on the stock market, where it works out low enough to pass. Every other check, the two agree on. So in practice, most halal apps would treat this as fine to hold, while our stricter view would not — and which line you follow is between you and your scholar.
Business activityIts core business isn't built on prohibited lines — no gambling, alcohol, tobacco, weapons, or interest-based lending.Pass
Debt loadInterest-bearing debt is of its assets, above the one-third ceiling the screen allows. Against market value it is 49.6%, under the 30% line the market-value standard uses — so that standard clears it.Divergent
Interest-bearing cashInterest-bearing cash and securities are of assets, above the one-third limit.Fail
ReceivablesMoney owed to the company is of assets, above the 49% limit.Fail
Revenue purityOnly 0.0% of revenue comes from non-compliant sources — under the 5% line.Pass
Every security is read against two recognised standards: our stricter asset-based screen (ratios measured against total assets) and the more widely used market-value standard (measured against market capitalisation). Where they agree we say so plainly; where they part ways — almost always on the debt check — we show both readings and mark it, because that disagreement is the finding, not a fault. We report the score; you and your scholar make the call.
PLAIN
The business, in plain words · what the numbers mean
Auto Parts Maker Trading Like a Cycle Peak
Picture a factory line building car seats that only runs flat out when new models launch and slams into reverse the moment consumer confidence dips. Lear sits right in that spot. Revenue growth sits at just 5 percent with profit margins of 2 percent, and the 8.1 times forward earnings multiple looks attractive only until you remember these numbers reflect peak cycle demand rather than durable strength.
We pass despite an ethical screen clearance and a calculated fair value well above the current price. Return on equity of 12 percent offers no real buffer once vehicle production volumes turn, and an unknown competitive moat leaves the business exposed to the same pricing pressure that has crushed margins in past downturns. Analyst targets cluster near current levels, underlining limited conviction from the Street.
The low multiple is therefore a warning, not a bargain. Cyclical auto suppliers routinely post depressed earnings right when multiples compress most, and nothing here suggests Lear escapes that trap. Analysis, not advice.
Screened names in the same industry · explore each on its own page.
TRADE
Where & how to trade · wherever in the world you are
LEA trades on the NYSE. As a US-listed security it is accessible through almost any international broker offering US markets. New to this, or investing from outside the US? Our guide to accessing global markets covers brokers, currencies and the practical steps.
TRADER
The trader read · the latest dated commentary
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows good risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 27% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 53%. Our forward projection puts the odds of a 10% gain over the next month near 22%. The street (14 analysts) rates it buy, with a mean price target of $148. Entered 2026-07-18 · Markup
JOURNAL
The dated journal · newest first, never edited
2026-07-18Markup$145.16+0.0%Entry 3
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows good risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 27% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 53%. Our forward projection puts the odds of a 10% gain over the next month near 22%. The street (14 analysts) rates it buy, with a mean price target of $148.
2026-07-03Markup$145.16+0.0%Entry 2
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows good risk-adjusted returns.
2026-07-02Markup$145.16Entry 1
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows good risk-adjusted returns.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.
POLITICAL
The political ledger · congressional disclosures
Disclosures naming LEA
Date
Politician
Party
Type
Amount
6 May2026
Jared Moskowitz
Democrat
buy
1K–15K
2026-04-13
Ro Khanna
Democrat
Sale
15K–50K
15 May2026
Ro Khanna
Democrat
buy
15K–50K
RETURNS
What holding actually paid · price plus dividends
If $1,000 had been placed · historical, not a promise
Period
Price then
Price return
Divs per share
$1,000 became
Total return
1 month
$136.66
+4.1%
$0.77
$1,046
+4.6%
2 months
$123.95
+14.7%
$0.77
$1,154
+15.4%
3 months
$115.05
+23.6%
$0.77
$1,243
+24.3%
6 months
$112.16
+26.8%
$1.54
$1,282
+28.2%
1 year
$92.80
+53.3%
$3.08
$1,566
+56.6%
2 years
$115.96
+22.7%
$6.16
$1,280
+28.0%
3 years
$127.53
+11.5%
$9.24
$1,188
+18.8%
5 years
$170.79
-16.7%
$15.13
$921
-7.9%
Historical returns from market close data. Past performance does not guarantee future results.
SEALED
This entry now belongs to the ledger. Whatever LEA does next, these words stay.
Lear Corporation · LEA · Accumulation · $146.33
Recorded 2026-07-30 · before the outcome · scored mechanically
