HTB | Ticker Profile - Titan Protect

HTB

HomeTrust Bancshares, Inc.

Financial Services · Banks - Regional · NYQ

$47.22

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$783M

Total market value of the company

Trailing P/E

12.04

Reasonably valued

Forward P/E

12.48

Based on estimated future earnings — lower means cheaper

Rev Growth

+9.3%

Year-over-year revenue change

Profit Margin

31.6%

How much profit the company keeps from each dollar of revenue

ROE

11.5%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$50.50

+7% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 4 analysts covering this stock

About HomeTrust Bancshares, Inc.

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States. It's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises one-to-four-family real estate lending, multifamily, home equity lines of credit, construction and land development, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and land development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, and municipal leases, as well as cash management and online/mobile banking services. In addition, the company invests in debt securities issued by the United States government agencies and government-sponsored enterprises, municipal bonds, corporate bonds, commercial paper, and certificates of deposit insured by the federal deposit insurance corporation. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.

https://www.htb.com

Country: United States Employees: 577 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

1.176

Excellent risk-adjusted returns

Kelly Fraction

0.0883

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

1.935

Returns exceed worst-case losses — strong risk profile

Annual Return

33.7%

Historical annualised return based on price data

Max Drawdown

-17.4%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

368

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.82

Less volatile than the market — more defensive

52W High

$47.64

1% below the year high

52W Low

$34.66

36% above the year low

Avg Volume

70,370

Average daily shares traded — higher means easier to buy and sell

Short Ratio

6.0

Days it would take all short sellers to cover — higher means more crowded

Short % Float

2.1%

Low short interest — limited bearish positioning

Div Yield

129.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$3.87

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

40.5%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$211M

Total revenue over the last 12 months

Net Income

$66M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$52.25

Target Median

$50.50

Target Low

$47.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

Before you go