HAFC | Ticker Profile - Titan Protect

HAFC

Hanmi Financial Corporation

Financial Services · Banks - Regional · NMS

$30.43

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$907M

Total market value of the company

Trailing P/E

11.37

Reasonably valued

Forward P/E

8.91

Based on estimated future earnings — lower means cheaper

Rev Growth

+14.6%

Year-over-year revenue change

Profit Margin

30.6%

How much profit the company keeps from each dollar of revenue

ROE

10.4%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$32.50

+7% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 4 analysts covering this stock

About Hanmi Financial Corporation

Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans comprising commercial term loan, and commercial lines of credit and international; equipment lease financing; and international finance and trade services and products, including letters of credit, and import and export financing. In addition, the company offers small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. Hanmi Financial Corporation was founded in 1982 and is based in Los Angeles, California.

https://www.hanmi.com

Country: United States Employees: 606 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKDOWN

Price trending down — defensive positioning

Sharpe Ratio

1.292

Excellent risk-adjusted returns

Kelly Fraction

0.1020

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

2.069

Returns exceed worst-case losses — strong risk profile

Annual Return

47.8%

Historical annualised return based on price data

Max Drawdown

-23.1%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.72

Less volatile than the market — more defensive

52W High

$31.33

3% below the year high

52W Low

$22.00

38% above the year low

Avg Volume

279,036

Average daily shares traded — higher means easier to buy and sell

Short Ratio

3.5

Days it would take all short sellers to cover — higher means more crowded

Short % Float

3.9%

Low short interest — limited bearish positioning

Div Yield

368.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$2.68

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

44.3%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$264M

Total revenue over the last 12 months

Net Income

$80M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$35.00

Target Median

$32.50

Target Low

$31.50

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

Before you go