How this company measures up on the fundamentals that matter
First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, such as personal and business checking, savings, money market, and demand deposits accounts, as well as time deposits to consumers, small businesses, and municipalities. The company provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company was founded in 1934 and is headquartered in Hammond, Louisiana.
Five compliance checks based on AAOIFI standards — all must pass for ethical clearance
Trading near fair value at $9 (estimated $10). Fails ethical screen (Business activity). Ranks better than 73% of screened stocks.
Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data
Trading characteristics and market positioning
Balance sheet strength and cash generation — the foundation of long-term value
SEC Form 4 filings — what company insiders are buying and selling
| Date | Insider | Title | Type | Shares | Value |
|---|---|---|---|---|---|
| 2026-04-30 | REYNOLDS MARSHALL T | Director and Beneficial Owner of more than 10% of a Class of Security | 109,051 | $999,998 | |
| 2026-04-30 | SMITH EDGAR R. III | Director and Beneficial Owner of more than 10% of a Class of Security | 109,051 | $999,998 | |
| 2026-04-30 | MCANALLY BRUCE | Director | 109,051 | $999,998 | |
| 2026-03-31 | REYNOLDS MARSHALL T | Director and Beneficial Owner of more than 10% of a Class of Security | 32,176 | $250,008 | |
| 2026-03-31 | SMITH EDGAR R. III | Director and Beneficial Owner of more than 10% of a Class of Security | 138,083 | $1,072,905 | |
| 2026-03-31 | MCANALLY BRUCE | Director | 32,176 | $250,008 | |
| 2025-12-31 | REYNOLDS MARSHALL T | Director | 46,297 | $250,004 | |
| 2025-12-31 | SMITH EDGAR R. III | Director | 208,996 | $1,128,578 | |
| 2025-12-31 | MCANALLY BRUCE | Director | 92,600 | $500,040 | |
| 2025-12-11 | WALKER ROBERT W | Director | 5,745 | $26,025 |
Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-13