Fidelity D&D Bancorp Inc FDBC

An entry written while the outcome is still unknown. It will be scored by what the market does next, and it will never be edited to look cleverer than it was.

In plain words · Fidelity D & D Bancorp, Inc.

The label

Accumulation

read at $49.95

Fidelity D&D Bancorp Inc holds its Accumulation at $49.95.

PHPhase · the trend structure carries the Accumulation label
INInsiders · no filings inside 60 days, left as found
POPositioning · no disclosures inside 60 days, left as found
OPOptions · no verdict drawn today, left as found
SCScreen · does not pass the values gate

edge confirmed
edge broken
edge forming

Each arm is one independent read. Conviction is not a single call, it is how many edges converge.

The investor read · the season, not the day

As held on the ledger · 2026-06-14
Phase	Accumulation
Quantitative state	The statistical read favours the sellers, held for 16 days
Price	$49.95
Valuation	9.77 trailing · N/A forward price to earnings
Values screen	FAIL · score 30.0
Beta	0.84

The business, in plain words · what the numbers mean

The fundamentals · plain-English read
Trailing P/E	9.8x very cheap relative to earnings
Revenue growth	10.8% steady growth
Profit margin	31.6% highly profitable on every dollar of sales
Return on equity	13.0% a solid return on shareholder capital
Beta	0.84 steadier than the market
Market cap	$290M
Employees	298

The risks · The things to watch: it's a small-cap, so the share price can swing harder than the market.

Plain-English interpretation of our own screen data. Analysis, not advice.

The trader read · the latest dated commentary

The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 7% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 23%. Our forward projection puts the odds of a 10% gain over the next month near 24%. Entered 2026-07-28 · Accumulation

The dated journal · newest first, never edited

2026-07-28 Accumulation $49.95 +0.0% Entry 4

The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 7% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 23%. Our forward projection puts the odds of a 10% gain over the next month near 24%.

2026-07-18 Accumulation $49.95 +0.0% Entry 3

The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 7% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 23%. Our forward projection puts the odds of a 10% gain over the next month near 24%.

2026-07-03 Accumulation $49.95 +0.0% Entry 2

The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns.

2026-07-02 Accumulation $49.95 Entry 1

The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns.

Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.

What holding actually paid · price plus dividends

If $1,000 had been placed · historical, not a promise
Period	Price then	Price return	Divs per share	$1,000 became	Total return
1 month	$44.58	+13.3%	$0.43	$1,143	+14.3%
2 months	$45.55	+10.9%	$0.43	$1,119	+11.9%
3 months	$42.94	+17.7%	$0.43	$1,187	+18.7%
6 months	$45.37	+11.4%	$0.86	$1,132	+13.2%
1 year	$41.12	+22.9%	$1.69	$1,270	+27.0%
2 years	$41.99	+20.3%	$3.27	$1,281	+28.1%
3 years	$41.34	+22.2%	$4.77	$1,338	+33.8%
5 years	$48.23	+4.8%	$7.47	$1,203	+20.3%

Historical returns from market close data. Past performance does not guarantee future results.

This entry now belongs to the ledger. Whatever FDBC does next, these words stay.

Fidelity D&D Bancorp Inc · FDBC · Accumulation · $49.95
Recorded 2026-06-14 · before the outcome · scored mechanically

All of today's entries See the running score

Fidelity D&D Bancorp Inc FDBC

This entry now belongs to the ledger. Whatever FDBC does next, these words stay.

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