An entry written while the outcome is still unknown. It will be scored by what the market does next, and it will never be edited to look cleverer than it was.
In plain words · Avis Budget Group, Inc., together with its subsidiaries, provides car and truck rentals, car sharing, and ancillary products and services to businesses and consumers in the Americas, Europe, the Middle East and Africa, A…
VERDICT
The label
Markup
read at $137.44
Avis Budget Group, Inc. holds its Markup at $137.44.
PHPhase · the trend structure carries the Markup label
INInsiders · no filings inside 60 days, left as found
POPositioning · no disclosures inside 60 days, left as found
OPOptions · no verdict drawn today, left as found
SCScreen · passes the values gate
edge confirmed
edge broken
edge forming
Each arm is one independent read. Conviction is not a single call, it is how many edges converge.
INVESTOR
The investor read · the season, not the day
As held on the ledger · 2026-07-31
Phase
Markup
Quantitative state
Consolidating, no directional conviction, held for 4 days
Price
$137.44
Valuation
N/A trailing · 22.73 forward price to earnings
Values screen
PASS· score 70.0
Beta
1.90
OPPORTUNITY
The opportunity · what the numbers say it is worth
Read at
$137.44
N/A P/E · 22.73 fwd
Our fair value
$95.21
31% premium
Analyst target (avg)
$136.00
-1% to current
Target low $94.00Analyst target rangeTarget high $160.00
▲ current $137.44 · | average target
Price history & projections · where it has been, where the models see it going
The valuation journey · where the price sits against fair value and the Street
Current
$137.44
you are here
Conservative
$84.60
-38%
Analyst avg
$136.00
-1%
Our fair value
$95.21
-31%
Analyst high
$160.00
+16%
Green marks levels above today's price, red below; the shaded band is the gap between the price and our fair value.
Reading the gap · Both our model and the Street see limited upside at this price.
Revenue growth
-1.30%
Profit margin
-5.43%
Analyst consensus
Hold · 7 covering
Fair value and rating are our own model estimates; target range reflects third-party analyst estimates. Analysis, not advice.
SCREEN
The values screen, explained · five checks, plain English
It depends which standard you follow. There are two widely recognised ways to check whether a company is suitable for a Muslim investor, and on this company they disagree. Here is how it did on each:
The common standard· AAOIFI Used by most halal investing apps✗ DOES NOT PASS
Our stricter standard· asset-based The one Titan applies✓ PASSES
Why the two disagree. They fall out over one thing only: the company’s debt. Our stricter standard measures that debt against what the company owns, and it works out too high to pass. The common standard measures the same debt against what the company is worth on the stock market, where it works out low enough to pass. Every other check, the two agree on. So in practice, most halal apps would treat this as fine to hold, while our stricter view would not — and which line you follow is between you and your scholar.
Business activityIts core business isn't built on prohibited lines — no gambling, alcohol, tobacco, weapons, or interest-based lending.Pass
Debt loadInterest-bearing debt is of its assets, above the one-third ceiling the screen allows. Against market value it is 487.9%, under the 30% line the market-value standard uses — so that standard clears it.Divergent
Interest-bearing cashInterest-bearing cash and securities are of assets, above the one-third limit.Fail
ReceivablesMoney owed to the company is of assets, above the 49% limit.Fail
Revenue purityOnly 0.0% of revenue comes from non-compliant sources — under the 5% line.Pass
Every security is read against two recognised standards: our stricter asset-based screen (ratios measured against total assets) and the more widely used market-value standard (measured against market capitalisation). Where they agree we say so plainly; where they part ways — almost always on the debt check — we show both readings and mark it, because that disagreement is the finding, not a fault. We report the score; you and your scholar make the call.
PLAIN
The business, in plain words · what the numbers mean
Car rentals cost more than they are worth
Picture a business that hands you the keys to a hire car in dozens of countries yet is losing six pence on every pound of revenue. Avis Budget trades at one hundred and sixty dollars against a fair value nearer one hundred and fifteen, a margin of safety that has flipped negative. With revenue barely growing at four percent and a forward multiple of nineteen times, the shares sit well above analyst targets and offer no compelling case to own them.
The combination of slim growth, negative margins and an unknown competitive edge leaves little room for upside. Consensus among seven analysts sits at a hold with a median price target of one hundred and forty dollars, underscoring the lack of conviction. Ethical screens are cleared, yet that alone does not turn a structurally challenged rental operation into an attractive holding.
Cyclical demand for cars and trucks can swing sharply with fuel prices, travel patterns and economic mood, so today's earnings picture may already reflect peak conditions rather than a durable floor. Valuation risk remains the dominant concern here. Analysis, not advice.
Screened names in the same industry · explore each on its own page.
TRADE
Where & how to trade · wherever in the world you are
CAR trades on Nasdaq. As a US-listed security it is accessible through almost any international broker offering US markets. New to this, or investing from outside the US? Our guide to accessing global markets covers brokers, currencies and the practical steps.
TRADER
The trader read · the latest dated commentary
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 14.2% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows good risk-adjusted returns. Our composite framework grades it B. Technically it is momentum reading bullish. Over the past year the shares are up 45%. Our forward projection puts the odds of a 10% gain over the next month near 36%. The street (7 analysts) rates it hold, with a mean price target of $127. Entered 2026-07-24 · Distribution
JOURNAL
The dated journal · newest first, never edited
2026-07-24Distribution$160.57-14.2%Entry 4
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 14.2% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows good risk-adjusted returns. Our composite framework grades it B. Technically it is momentum reading bullish. Over the past year the shares are up 45%. Our forward projection puts the odds of a 10% gain over the next month near 36%. The street (7 analysts) rates it hold, with a mean price target of $127.
2026-07-18Distribution$187.12+0.0%Entry 3
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows good risk-adjusted returns. Our composite framework grades it B. Technically it is momentum reading bullish. Over the past year the shares are up 45%. Our forward projection puts the odds of a 10% gain over the next month near 36%. The street (7 analysts) rates it hold, with a mean price target of $127.
2026-07-03Distribution$187.12+0.0%Entry 2
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows good risk-adjusted returns.
2026-07-02Distribution$187.12Entry 1
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows good risk-adjusted returns.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.
POLITICAL
The political ledger · congressional disclosures
Disclosures naming CAR
Date
Politician
Party
Type
Amount
6 May2026
Dave McCormick
Republican
buy
500K–1M
5 Jun2026
Gil Cisneros
Democrat
sell
1K–15K
30 Jun2026
Gil Cisneros
Democrat
buy
1K–15K
2026-05-06
Dave McCormick
Republican
Purchase
500K–1M
2026-04-24
Ro Khanna
Democrat
Purchase
15K–50K
RETURNS
What holding actually paid · price plus dividends
If $1,000 had been placed · historical, not a promise
Period
Price then
Price return
Divs per share
$1,000 became
Total return
1 month
$151.19
+21.0%
·
$1,210
+21.0%
2 months
$299.94
-39.0%
·
$610
-39.0%
3 months
$99.56
+83.7%
·
$1,837
+83.7%
6 months
$134.89
+35.6%
·
$1,356
+35.6%
1 year
$125.87
+45.3%
·
$1,453
+45.3%
2 years
$106.98
+71.0%
·
$1,710
+71.0%
3 years
$183.61
-0.4%
$10.00
$1,051
+5.1%
5 years
$89.54
+104.3%
$10.00
$2,155
+115.5%
Historical returns from market close data. Past performance does not guarantee future results.
SEALED
This entry now belongs to the ledger. Whatever CAR does next, these words stay.
Avis Budget Group, Inc. · CAR · Markup · $137.44
Recorded 2026-07-31 · before the outcome · scored mechanically
