FCBC | Ticker Profile - Titan Protect

FCBC

First Community Bankshares, Inc.

Financial Services · Banks - Regional · NMS

$43.12

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$802M

Total market value of the company

Trailing P/E

16.10

Reasonably valued

Forward P/E

14.03

Based on estimated future earnings — lower means cheaper

Rev Growth

+10.4%

Year-over-year revenue change

Profit Margin

28.6%

How much profit the company keeps from each dollar of revenue

ROE

9.6%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$45.00

+4% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 1 analysts covering this stock

About First Community Bankshares, Inc.

First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand and savings deposits, money market accounts, certificates of deposit, and individual retirement accounts; commercial loans, such as loans to small and mid-size industrial, commercial, and service companies; and consumer real estate loans, including home equity loans, lines of credit, and financing residential properties. The company also provides consumer and other loans comprising automobile, credit cards, personal lines of credit, boats, mobile homes, and other consumer goods; and trust management, estate administration, and investment advisory services. It serves individual and commercial customers in the education, government, health services, retail trade, construction, manufacturing, tourism, coal mining and gas extraction, and transportation industries. The company operates through branches in Virginia, West Virginia, North Carolina, and Tennessee. First Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.

https://www.firstcommunitybank.com

Country: United States Employees: 610 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKDOWN

Price trending down — defensive positioning

Sharpe Ratio

0.792

Good returns relative to risk taken

Kelly Fraction

0.0530

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

0.727

Acceptable balance between returns and drawdown risk

Annual Return

21.8%

Historical annualised return based on price data

Max Drawdown

-29.9%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

368

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.48

Very low correlation to market moves

52W High

$45.10

4% below the year high

52W Low

$31.21

38% above the year low

Avg Volume

80,088

Average daily shares traded — higher means easier to buy and sell

Short Ratio

5.1

Days it would take all short sellers to cover — higher means more crowded

Short % Float

2.2%

Low short interest — limited bearish positioning

Div Yield

292.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$2.64

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

43.3%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$172M

Total revenue over the last 12 months

Net Income

$49M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$45.00

Target Median

$45.00

Target Low

$45.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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