An entry written while the outcome is still unknown. It will be scored by what the market does next, and it will never be edited to look cleverer than it was.
In plain words · LiveRamp Holdings, Inc., a technology company, operates a data collaboration platform in the United States, Europe, the Asia-Pacific, and internationally.
VERDICT
The label
Accumulation
read at $37.88
LiveRamp Holdings, Inc. holds its Accumulation at $37.88.
PHPhase · the trend structure carries the Accumulation label
INInsiders · no filings inside 60 days, left as found
POPositioning · no disclosures inside 60 days, left as found
OPOptions · no verdict drawn today, left as found
SCScreen · passes the values gate
edge confirmed
edge broken
edge forming
Each arm is one independent read. Conviction is not a single call, it is how many edges converge.
INVESTOR
The investor read · the season, not the day
As held on the ledger · 2026-07-19
Phase
Accumulation
Quantitative state
Consolidating, no directional conviction, held for 7 days
Price
$37.88
Valuation
16.99 trailing · 11.58 forward price to earnings
Values screen
PASS· score 70.0
Beta
1.27
OPPORTUNITY
The opportunity · what the numbers say it is worth
Read at
$37.88
16.99 P/E · 11.58 fwd
Our fair value
$48.12
27% discount
Analyst target (avg)
$38.50
+2% to current
Target low $38.00Analyst target rangeTarget high $50.00
▲ current $37.88 · | average target
Price history & projections · where it has been, where the models see it going
The valuation journey · where the price sits against fair value and the Street
Current
$37.88
you are here
Conservative
$48.12
+27%
Analyst avg
$38.50
+2%
Our fair value
$48.12
+27%
Analyst high
$50.00
+32%
Green marks levels above today's price, red below; the shaded band is the gap between the price and our fair value.
Reading the gap · Our model sees value the Street hasn't fully caught up to yet.
Revenue growth
9.20%
Profit margin
17.95%
Debt to equity
3.04
Analyst consensus
None · 6 covering
Fair value and rating are our own model estimates; target range reflects third-party analyst estimates. Analysis, not advice.
SCREEN
The values screen, explained · five checks, plain English
This company clears both standards. There are two widely recognised ways to check whether a company is suitable for a Muslim investor. Here is how it did on each:
The common standard· AAOIFI Used by most halal investing apps✓ PASSES
Our stricter standard· asset-based The one Titan applies✓ PASSES
Business activityIts core business isn't built on prohibited lines — no gambling, alcohol, tobacco, weapons, or interest-based lending.Pass
Debt loadInterest-bearing debt is of its assets, above the one-third ceiling the screen allows.Fail
Interest-bearing cashInterest-bearing cash and securities are of assets, above the one-third limit.Fail
ReceivablesMoney owed to the company is of assets, above the 49% limit.Fail
Revenue purityOnly 0.0% of revenue comes from non-compliant sources — under the 5% line.Pass
Every security is read against two recognised standards: our stricter asset-based screen (ratios measured against total assets) and the more widely used market-value standard (measured against market capitalisation). Where they agree we say so plainly; where they part ways — almost always on the debt check — we show both readings and mark it, because that disagreement is the finding, not a fault. We report the score; you and your scholar make the call.
PLAIN
The business, in plain words · what the numbers mean
Data linker grows too slowly to stand out
Every time brands try to stitch together customer records across apps and stores without swapping names, LiveRamp sits in the middle. Yet the business shows only 9% revenue growth and an 18% profit margin, which is solid but hardly rare in software. With the shares already trading near the median analyst target of $38, the case for owning it looks thin.
The forward multiple of 11.6 times earnings and 15% return on equity do not scream undervalued either. Our own fair value sits higher, yet the opportunity rating stays at none because the growth simply fails to justify stepping in ahead of peers that scale faster. Ethical checks clear without issue.
Unknown competitive position and modest top-line gains leave the shares exposed to any slowdown in marketing budgets. Currency moves or a shift toward in-house data tools could quickly compress margins. Analysis, not advice.
Screened names in the same industry · explore each on its own page.
TRADE
Where & how to trade · wherever in the world you are
RAMP trades on the NYSE. As a US-listed security it is accessible through almost any international broker offering US markets. New to this, or investing from outside the US? Our guide to accessing global markets covers brokers, currencies and the practical steps.
TRADER
The trader read · the latest dated commentary
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is momentum reading overbought. Over the past year the shares are up 12%. Our forward projection puts the odds of a 10% gain over the next month near 28%. The street (7 analysts) rates it buy, with a mean price target of $40. Entered 2026-07-18 · Markup
JOURNAL
The dated journal · newest first, never edited
2026-07-18Markup$37.62+0.0%Entry 3
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is momentum reading overbought. Over the past year the shares are up 12%. Our forward projection puts the odds of a 10% gain over the next month near 28%. The street (7 analysts) rates it buy, with a mean price target of $40.
2026-07-03Markup$37.62+0.0%Entry 2
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows modest positive risk-adjusted returns.
2026-07-02Markup$37.62Entry 1
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows modest positive risk-adjusted returns.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.
RETURNS
What holding actually paid · price plus dividends
If $1,000 had been placed · historical, not a promise
Period
Price then
Price return
Divs per share
$1,000 became
Total return
1 month
$29.35
+28.0%
·
$1,280
+28.0%
2 months
$25.75
+45.9%
·
$1,459
+45.9%
3 months
$28.55
+31.6%
·
$1,316
+31.6%
6 months
$30.30
+24.0%
·
$1,240
+24.0%
1 year
$33.48
+12.2%
·
$1,122
+12.2%
2 years
$30.56
+22.9%
·
$1,229
+22.9%
3 years
$24.79
+51.6%
·
$1,516
+51.6%
5 years
$41.75
-10.0%
·
$900
-10.0%
Historical returns from market close data. Past performance does not guarantee future results.
SEALED
This entry now belongs to the ledger. Whatever RAMP does next, these words stay.
LiveRamp Holdings, Inc. · RAMP · Accumulation · $37.88
Recorded 2026-07-19 · before the outcome · scored mechanically
