Guidewire Software Inc (GWRE) — Titan Protect Analysis

GWRE

Guidewire Software Inc

Technology · ·

$136.06

Data: 2026-06-03

✓ ETHICAL PASS

NARROW MOAT

LIMITED

Data Confidence: 0.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$13.2B

Total market value of the company

Trailing P/E

70.36

Expensive — high growth expected

Forward P/E

36.72

Based on estimated future earnings — lower means cheaper

Rev Growth

+24.0%

Year-over-year revenue change

Profit Margin

14.1%

How much profit the company keeps from each dollar of revenue

ROE

13.6%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$220.00

+62% from current price — median analyst estimate

Recommendation

BUY

Consensus view from 13 analysts covering this stock

About Guidewire Software Inc

Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, and BillingCenter applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pr

https://www.guidewire.com

Country: United States Employees: 3,961 Industry: Software - Application

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

PASS

Core business does not involve prohibited activities

Debt Ratio

0.0% PENDING

Debt must be below 33% of total assets

Cash Ratio

0.0% PENDING

Interest-bearing cash below 33% of assets

Receivables

0.0% PENDING

Receivables below 49% of assets

Revenue Purity

0.0% PENDING

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKUP

Price trending up with increasing momentum

Sharpe Ratio

0.411

Positive but modest risk-adjusted returns

Kelly Fraction

0.0371

Modest edge detected — smaller position warranted

Calmar Ratio

0.163

Drawdown risk outweighs the returns — higher risk profile

Annual Return

9.0%

Historical annualised return based on price data

Max Drawdown

-55.0%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.91

Less volatile than the market — more defensive

52W High

$272.60

50% below the year high

52W Low

$115.57

18% above the year low

Avg Volume

1,463,465

Average daily shares traded — higher means easier to buy and sell

Short Ratio

4.6

Days it would take all short sellers to cover — higher means more crowded

Short % Float

N/A

Div Yield

N/A

Annual dividend as a percentage of the share price

EPS (TTM)

$2.21

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

46.67

Heavy leverage — higher financial risk if revenues decline

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

63.8%

Revenue left after cost of goods — higher means pricing power

Operating Margin

10.7%

Profit from core operations before interest and tax

Free Cash Flow

$206M

Positive — the business generates more cash than it spends

Revenue (TTM)

$1.3B

Total revenue over the last 12 months

Net Income

$189M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$300.00

Target Median

$220.00

Target Low

$137.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-06-03

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