CMI
Cummins
Industrials · Construction Machinery & Heavy Transportation Equipment · US
$651.22
Data: 2026-05-15
✓ ETHICAL PASS

NARROW MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$96.2B
Total market value of the company
36.16
Expensive — high growth expected
20.99
Based on estimated future earnings — lower means cheaper
Rev Growth
+2.7%
Year-over-year revenue change
Profit Margin
7.9%
How much profit the company keeps from each dollar of revenue
22.0%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$721.44
+11% from current price — median analyst estimate
Recommendation
BUY
Consensus view from 19 analysts covering this stock
About Cummins

Cummins Inc. offers various power solutions worldwide. The company operates through five segments: Engine, Distribution, Components, Power Systems, and Accelera. It offers diesel and natural gas-powered engines; and drivetrain systems, including axles, drivelines, brakes, and suspension systems; and on- and off-highway, and other products. The company also provides aftertreatment technology and solutions comprising custom engineering systems and integrated controls, oxidation catalysts, particulate filters, and selective catalytic reduction systems, as well as engineered components, including dosers; turbochargers, fuel systems, and valvetrain technologies; electronic control modules, sensors, and supporting software; and automated manual transmissions, and automatic transmissions for internal combustion engines. In addition, it sells and offers support services power generation systems, high-horsepower engines, and heavy-duty and medium-duty engines; offers application engineering services, custom-designed assemblies, and in-shop and field-based repair services; and retail and wholesale aftermarket parts. Further, the company offers standby and prime power generators, controls, paralleling systems, and transfer switches; turnkey solutions for distributed generation and energy management applications using natural gas, diesel, battery energy storage systems, and newer alternative sustainable fuels; diesel and natural gas high-speed, high-horsepower engines; and A/C generator/alternator products. Additionally, it provides electrified power systems, including batteries, fuel cells, and electric powertrain technologies. It sells its products to original equipment manufacturers, distributors, dealers, and other customers. The company was formerly known as Cummins Engine Company and changed its name to Cummins Inc. in 2001. Cummins Inc. was founded in 1919 and is headquartered in Columbus, Indiana.

https://www.cummins.com

Country: United States Employees: 67,400 Industry: Specialty Industrial Machinery
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
PASS
Core business does not involve prohibited activities
Debt Ratio
23.9% PASS
Debt must be below 33% of total assets
Cash Ratio
6.3% PASS
Interest-bearing cash below 33% of assets
Receivables
25.5% PASS
Receivables below 49% of assets
Revenue Purity
0.6% PASS
Non-compliant revenue below 5% — any excess requires purification
Valuation
$398.47
What our model estimates this business is worth per share
-63.4%
Trading above fair value — no margin of safety
Rating
AVOID
Overall assessment combining ethics, valuation, and quality
89.3th
Ranks in the top 11% of our 13,571 screened universe
Ethical Score
80.6
Valuation Score
44.5
Quality Score
61.3
Combined
62.3

Trading at $697, 75% above fair value of $398. Passes all ethical screens. Ranks better than 52% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

DISTRIBUTION
Smart money appears to be selling into strength — caution
1.609
Excellent risk-adjusted returns
0.1332
Suggested allocation is meaningful — the edge justifies a position
1.920
Returns exceed worst-case losses — strong risk profile
Annual Return
58.5%
Historical annualised return based on price data
-30.5%
Largest peak-to-trough decline — the worst it has been
BEAR
Statistical model detects bearish conditions
Days in State
14
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

1.27
Moves slightly more than the broader market
52W High
$718.08
9% below the year high
52W Low
$307.90
112% above the year low
Avg Volume
860,820
Average daily shares traded — higher means easier to buy and sell
2.5
Days it would take all short sellers to cover — higher means more crowded
Short % Float
1.6%
Low short interest — limited bearish positioning
1.1%
Annual dividend as a percentage of the share price
$19.23
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

0.62
Moderate leverage — manageable
1.71
Healthy liquidity position
Quick Ratio
0.96
Like current ratio but excludes inventory — stricter test
Gross Margin
25.8%
Revenue left after cost of goods — higher means pricing power
Operating Margin
9.8%
Profit from core operations before interest and tax
$1.7B
Positive — the business generates more cash than it spends
Revenue (TTM)
$33.9B
Total revenue over the last 12 months
Net Income
$2.7B
Profitable — the bottom line is positive
Analyst Coverage
Analysts
19
Target High
$845.00
Target Median
$721.44
Target Low
$520.00
Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

Date Insider Title Type Shares Value
2026-05-19 MERRITT BRETT MICHAEL Officer 218
2026-05-14 JACKSON DONALD G Officer 730 $518,975
2026-05-13 STONER NATHAN R Officer 600
2026-05-13 FETCH BONNIE J Officer 155
2026-05-12 BUSH JENNIFER MARY Officer 5,000 $3,481,066
2026-05-12 LYNCH THOMAS J Director 306
2026-05-12 MILLER WILLIAM I Director 306
2026-05-12 BELSKE GARY L Director 306
2026-05-12 STONE JOHN H Director 306
2026-05-12 TSIEN MATTHEW Director 306
Source: SEC Form 4 filings via public data. View all insider activity at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-15

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