LKFN | Ticker Profile - Titan Protect

LKFN

Lakeland Financial Corporation

Financial Services · Banks - Regional · NMS

$59.99

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$1.5B

Total market value of the company

Trailing P/E

14.10

Reasonably valued

Forward P/E

13.31

Based on estimated future earnings — lower means cheaper

Rev Growth

+18.8%

Year-over-year revenue change

Profit Margin

41.0%

How much profit the company keeps from each dollar of revenue

ROE

15.2%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$65.50

+9% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 4 analysts covering this stock

About Lakeland Financial Corporation

Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. It also offers loan products, including commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. In addition, the company provides retail and merchant credit card services; corporate treasury management services, private banking, and wealth advisory; retail brokerage services comprising financial and investment products, annuities, and life insurance; and trust and fiduciary services, and estate and financial planning consulting services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana.

https://www.lakecitybank.com

Country: United States Employees: 674 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

DISTRIBUTION

Smart money appears to be selling into strength — caution

Sharpe Ratio

0.263

Positive but modest risk-adjusted returns

Kelly Fraction

0.0208

Modest edge detected — smaller position warranted

Calmar Ratio

0.110

Drawdown risk outweighs the returns — higher risk profile

Annual Return

3.5%

Historical annualised return based on price data

Max Drawdown

-31.7%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

368

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.74

Less volatile than the market — more defensive

52W High

$69.40

14% below the year high

52W Low

$54.36

10% above the year low

Avg Volume

177,485

Average daily shares traded — higher means easier to buy and sell

Short Ratio

10.8

Days it would take all short sellers to cover — higher means more crowded

Short % Float

9.2%

Moderate short interest

Div Yield

345.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$4.27

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

49.4%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$268M

Total revenue over the last 12 months

Net Income

$110M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$67.00

Target Median

$65.50

Target Low

$64.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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