The framework has shifted from markup to markdown since the last review. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 8%. Our forward projection puts the odds of a 10% gain over the next month near 11%.
Manhattan Bridge Capital Inc
LOAN · USD · Market cap $50M · 6 employees
Manhattan Bridge Capital, Inc., a real estate finance company, originates, services, and manages a portfolio of first mortgage loans in the United States.
FAIL · Does not pass the screenAt the last full screen
2025-12-31
Screened 2025-12-31 · the tape above runs as of 22:12 UTC · 11 Sep · two dates, stated on purpose · verdict and workings shown in full · never trimmed
This name holds its markdown label.
Manhattan Bridge Capital Inc holds its Markdown at $4.36. The statistical read favours the buyers, held for 414 days.
| Phase | Markdown · caution |
| Quantitative state | The statistical read favours the buyers, held for 414 days |
| Price at the screen | $4.36 |
| Valuation | 9.91 trailing · 9.91 forward price to earnings |
| Values screen | FAIL · score 70.0 |
| Beta | 0.12 |
Five Screens, Shown in Full
Does not pass. Business activity: conventional financial services
| Test | Figure | Limit | What it means | Status |
|---|---|---|---|---|
| Business activity | Excluded | Core business clean | Its core business involves an activity the values screen does not clear. | Fail |
| Debt load | 28.49% | Below 33% | Interest-bearing debt is just 28.5% of its assets, well under the one-third ceiling: it does not run on borrowed money. | Pass |
| Interest-bearing cash | 0.00% | Below 33% | Cash held in interest-bearing accounts and securities is 0.0% of assets, under the one-third limit. | Pass |
| Receivables | 2.96% | Below 49% | Money owed to the company is 3.0% of assets, under the 49% limit. | Pass |
| Revenue purity | 103.60% | Below 5% | 103.6% of revenue comes from non-compliant sources, over the 5% line. | Fail |
Five checks adapted from AAOIFI screening standards: business activity plus four balance-sheet ratios. All five must pass for ethical clearance. Every figure is arithmetic on public accounts, not judgement.
What the Numbers Say It Is WorthThe Fair Value Range
Fair value range in USD, drawn from the 2025-12-31 screen. The gold marker is the market price at the same screen. The price runs 25.5% above the base estimate.
Where it has been, where the models see it going. History from market close data; projection points are our fair-value estimates and third-party analyst targets, dated to the 2025-12-31 screen.
Fair value and rating are our own model estimates; the Street's range reflects third-party analyst estimates. Analysis, not advice.
The Business, in Plain Words| Forward P/E | 9.9xvery cheap relative to earnings |
| Trailing P/E | 9.9xvery cheap relative to earnings |
| EPS, trailing | 0.44 |
| EPS, forward | 0.44 |
| Revenue growth | -6.5%revenue is shrinking |
| Profit margin | 73.8%highly profitable on every dollar of sales |
| Return on equity | 11.6%a modest return on shareholder capital |
| Dividend yield | 1,009.00% |
| Debt to equity | 0.46minimal debt: a conservative balance sheet |
| Current ratio | 44.10comfortably covers its short-term bills |
| Beta | 0.12barely tracks the market's swings |
| Short interest, float | 0.00% |
| 52-week range | 4.13 - 5.80 |
| Moat | NONE |
| Market cap | $50M |
| Employees | 6 |
The risks · The things to watch: it's a small-cap, so the share price can swing harder than the market.
Plain-English interpretation of our own screen data. Analysis, not advice.
Every Entry, As Written
The framework has shifted from markdown to markup since the last review. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 8%. Our forward projection puts the odds of a 10% gain over the next month near 11%.
The framework reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 8%. Our forward projection puts the odds of a 10% gain over the next month near 11%.
The framework reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows modest positive risk-adjusted returns.
The framework reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows modest positive risk-adjusted returns.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.
Screened names in the same industry · explore each on its own page.
| Date | Politician | Party | Type | Amount |
|---|---|---|---|---|
| 29 Jul2026 | Scott Peters | Democrat | buy | 500K–1M |
| 29 Jul2026 | Scott Peters | Democrat | buy | 500K–1M |
| 28 Apr2026 | Scott Peters | Democrat | buy | 500K–1M |
| 2026-04-28 | Scott Peters | Democrat | Purchase | 500K–1M |
| 14 Jul2026 | Debbie Dingell | Democrat | buy | 15K–50K |
| Period | Price then | Price return | Divs per share | $1,000 became | Total return |
|---|---|---|---|---|---|
| 1 month | $4.33 | -0.9% | · | $991 | -0.9% |
| 2 months | $4.42 | -2.9% | · | $971 | -2.9% |
| 3 months | $4.22 | +1.6% | $0.11 | $1,042 | +4.2% |
| 6 months | $4.63 | -7.4% | $0.23 | $975 | -2.5% |
| 1 year | $4.67 | -8.1% | $0.46 | $1,016 | +1.6% |
| 2 years | $4.23 | +1.5% | $0.92 | $1,231 | +23.1% |
| 3 years | $3.74 | +14.8% | $1.37 | $1,514 | +51.4% |
| 5 years | $4.45 | -3.6% | $2.36 | $1,494 | +49.4% |
Historical returns from market close data. Past performance does not guarantee future results.
This entry now belongs to the ledger. Whatever LOAN does next, these words stay.
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Join the deskScreening is research, not a fatwa and not financial advice. Figures are drawn from public accounts at the screen date shown. Always manage your risk.