TBCG.L
TBC Bank Group PLC
Financial Services · Banks - Regional · LSE
$4,420.00
Data: 2026-05-28
✗ ETHICAL FAIL

Unknown MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$2.4B
Total market value of the company
6.24
Very cheap relative to earnings
1.67
Based on estimated future earnings — lower means cheaper
Rev Growth
+15.1%
Year-over-year revenue change
Profit Margin
47.1%
How much profit the company keeps from each dollar of revenue
24.0%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$5,723.95
+30% from current price — median analyst estimate
Recommendation
NONE
Consensus view from 5 analysts covering this stock
About TBC Bank Group PLC

TBC Bank Group PLC, through its subsidiaries, provides banking, leasing, insurance, brokerage, and card processing services to corporate and individual customers in Georgia, Azerbaijan, and Uzbekistan. The company operates through Georgian Financial Services; Uzbekistan Operations; and Other Operations segments. It offers banking business solutions, such as deposit and loans; and other financial services, including non-health insurance and leasing services; asset finance solutions; advisory services; and financial leasing, operating leasing, and sale and leasebacks. The company also offers digital banking services comprising cash loans, deposits, debit cards, remittances, gamification, installment/POS loans, daily banking, credit cards, MSME, and buy now, pay later (BNPL). In addition, it provides payment solutions, such as P2P transfers, utility and government payments, PFM, and QR payments, as well as Payme travel, goals, tickets, and subscription. Further, the company offers brokerage and research solutions, leasing, payment processing, asset management, healthcare e-commerce, retail trade and leasing, PR and marketing, education, data analytics, computer programming, investment vehicle, ecosystem, and digital banking platform, as well as investment banking, financial, customer experience servicing, software services, and postal services. TBC Bank Group PLC was founded in 1992 and is based in London, the United Kingdom.

https://www.tbcbankgroup.com

Country: United Kingdom Employees: 14,000 Industry: Banks - Regional
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0% N/A
Debt must be below 33% of total assets
Cash Ratio
0.0% N/A
Interest-bearing cash below 33% of assets
Receivables
0.0% N/A
Receivables below 49% of assets
Revenue Purity
0.0% N/A
Non-compliant revenue below 5% — any excess requires purification
Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

DISTRIBUTION
Smart money appears to be selling into strength — caution
0.969
Good returns relative to risk taken
0.0533
Suggested allocation is meaningful — the edge justifies a position
1.184
Returns exceed worst-case losses — strong risk profile
Annual Return
33.4%
Historical annualised return based on price data
-28.2%
Largest peak-to-trough decline — the worst it has been
BEAR
Statistical model detects bearish conditions
Days in State
11
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

0.70
Less volatile than the market — more defensive
52W High
$5,200.00
15% below the year high
52W Low
$3,615.00
22% above the year low
Avg Volume
90,818
Average daily shares traded — higher means easier to buy and sell
N/A
Days it would take all short sellers to cover — higher means more crowded
Short % Float
N/A
558.0%
Annual dividend as a percentage of the share price
$7.12
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Quick Ratio
N/A
Like current ratio but excludes inventory — stricter test
Gross Margin
0.0%
Revenue left after cost of goods — higher means pricing power
Operating Margin
0.0%
Profit from core operations before interest and tax
N/A
Negative — the business is spending more than it generates
Revenue (TTM)
N/A
Total revenue over the last 12 months
Net Income
N/A
Loss-making — spending exceeds revenue after all costs
Analyst Coverage
Analysts
5
Target High
$6,195.32
Target Median
$5,723.95
Target Low
$4,912.21
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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