SAGA.L | Ticker Profile - Titan Protect

SAGA.L

Saga plc

Financial Services · Insurance - Diversified · LSE

$538.00

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$816M

Total market value of the company

Trailing P/E

187.00

Expensive — high growth expected

Forward P/E

12.02

Based on estimated future earnings — lower means cheaper

Rev Growth

+15.5%

Year-over-year revenue change

Profit Margin

0.5%

How much profit the company keeps from each dollar of revenue

ROE

6.4%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$725.00

+35% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 3 analysts covering this stock

About Saga plc

Saga plc, together with its subsidiaries, provides package and cruise holidays, general insurance, and personal finance products and services in the United Kingdom. It operates through three segments: Travel, Insurance, and Other Businesses and Central Costs. The company offers travel, motor, home, private medical, and other insurance products. It also operates and delivers ocean and river cruise holidays, as well as package tour and other holiday products; and provides savings accounts, equity release, legal services, mortgages, and investment products and services. In addition, the company is involved in mailing house; research and insight analysis; provision of insurance broking, repair of automotive vehicles, debt service, motor accident management, and printing and mailing services; Saga Money which offers personal finance products; and Saga Publishing business. The company was founded in 1950 and is headquartered in London, the United Kingdom.

https://www.corporate.saga.co.uk

Country: United Kingdom Employees: 2,936 Industry: Insurance - Diversified

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

DISTRIBUTION

Smart money appears to be selling into strength — caution

Sharpe Ratio

1.823

Excellent risk-adjusted returns

Kelly Fraction

0.1163

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

3.816

Returns exceed worst-case losses — strong risk profile

Annual Return

108.2%

Historical annualised return based on price data

Max Drawdown

-28.4%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

2.02

Significantly more volatile than the market

52W High

$652.92

18% below the year high

52W Low

$138.40

289% above the year low

Avg Volume

765,193

Average daily shares traded — higher means easier to buy and sell

Short Ratio

N/A

Days it would take all short sellers to cover — higher means more crowded

Short % Float

N/A

Div Yield

N/A

Annual dividend as a percentage of the share price

EPS (TTM)

$0.03

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

930.13

Heavy leverage — higher financial risk if revenues decline

Current Ratio

0.91

Below 1 means short-term obligations exceed liquid assets — risk flag

Quick Ratio

0.65

Like current ratio but excludes inventory — stricter test

Gross Margin

48.7%

Revenue left after cost of goods — higher means pricing power

Operating Margin

19.3%

Profit from core operations before interest and tax

Free Cash Flow

$202M

Positive — the business generates more cash than it spends

Revenue (TTM)

$666M

Total revenue over the last 12 months

Net Income

$4M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$850.00

Target Median

$725.00

Target Low

$600.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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