Medallion Financial Corp (MFIN) — Titan Protect Analysis

MFIN

Medallion Financial Corp

Financial · ·

$9.56

Data: 2026-06-03

✗ ETHICAL FAIL

NONE MOAT

LIMITED

Data Confidence: 0.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$231M

Total market value of the company

Trailing P/E

6.53

Very cheap relative to earnings

Forward P/E

6.53

Based on estimated future earnings — lower means cheaper

Rev Growth

-6.4%

Year-over-year revenue change

Profit Margin

10.4%

How much profit the company keeps from each dollar of revenue

ROE

10.3%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$11.25

+18% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 2 analysts covering this stock

About Medallion Financial Corp

Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improve

https://www.medallion.com

Country: United States Employees: 179 Industry: Credit Services

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% PENDING

Debt must be below 33% of total assets

Cash Ratio

0.0% PENDING

Interest-bearing cash below 33% of assets

Receivables

0.0% PENDING

Receivables below 49% of assets

Revenue Purity

0.0% PENDING

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

0.573

Good returns relative to risk taken

Kelly Fraction

0.0153

Marginal edge — very small allocation suggested

Calmar Ratio

0.579

Acceptable balance between returns and drawdown risk

Annual Return

14.5%

Historical annualised return based on price data

Max Drawdown

-25.0%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

460

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.75

Less volatile than the market — more defensive

52W High

$11.00

13% below the year high

52W Low

$7.85

22% above the year low

Avg Volume

62,134

Average daily shares traded — higher means easier to buy and sell

Short Ratio

12.3

Days it would take all short sellers to cover — higher means more crowded

Short % Float

N/A

Div Yield

570.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$1.48

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

471.70

Heavy leverage — higher financial risk if revenues decline

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

74.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

45.0%

Profit from core operations before interest and tax

Free Cash Flow

$-57,115,624

Negative — the business is spending more than it generates

Revenue (TTM)

$348M

Total revenue over the last 12 months

Net Income

$36M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$12.00

Target Median

$11.25

Target Low

$10.50

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-06-03

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