UPBD
Upbound Group, Inc.
Technology · Software - Application · NMS
$18.27
Data: 2026-05-28
✓ ETHICAL PASS

Unknown MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$1.1B
Total market value of the company
13.12
Reasonably valued
3.97
Based on estimated future earnings — lower means cheaper
Rev Growth
+3.7%
Year-over-year revenue change
Profit Margin
1.8%
How much profit the company keeps from each dollar of revenue
12.1%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$28.00
+53% from current price — median analyst estimate
Recommendation
NONE
Consensus view from 7 analysts covering this stock
About Upbound Group, Inc.

Upbound Group, Inc., a technology and data-driven company, provides financial solutions in the United States, Puerto Rico, and Mexico. It operates through four segments: Acima, Rent-A-Center, Brigit, and Mexico. The company also provides furniture, including mattresses, tires, consumer electronics, appliances, tools, handbags, computers, and accessories. In addition, it offers merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for traditional financing, the lease-to-own transaction through staffed or unstaffed kiosks located in third-party retailer's locations, and other virtual options. Further, the company provides various financial health products and tools through mobile and web applications. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchising location under the Rent-A-Centre and RimTyme trade names; and company-owned stores, franchise stores, and e-commerce platform through rentacenter.com, getitnowstores.com, and homechoicestores.com. The company was formerly known as Rent-A-Center, Inc. and changed its name to Upbound Group, Inc. in February 2023. Upbound Group, Inc. was incorporated in 1986 and is based in Plano, Texas.

https://www.upbound.com

Country: United States Employees: 12,050 Industry: Software - Application
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
PASS
Core business does not involve prohibited activities
Debt Ratio
0.0% N/A
Debt must be below 33% of total assets
Cash Ratio
0.0% N/A
Interest-bearing cash below 33% of assets
Receivables
0.0% N/A
Receivables below 49% of assets
Revenue Purity
0.0% PASS
Non-compliant revenue below 5% — any excess requires purification
Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

MARKDOWN
Price trending down — defensive positioning
-0.133
Returns do not compensate for the risk — negative edge
-0.0200
No positive edge detected — the data suggests staying out
-0.278
Drawdown risk outweighs the returns — higher risk profile
Annual Return
-15.1%
Historical annualised return based on price data
-54.2%
Largest peak-to-trough decline — the worst it has been
SIDEWAYS
Price consolidating — no clear directional bias
Days in State
123
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

1.83
Significantly more volatile than the market
52W High
$28.03
35% below the year high
52W Low
$15.82
15% above the year low
Avg Volume
849,527
Average daily shares traded — higher means easier to buy and sell
6.2
Days it would take all short sellers to cover — higher means more crowded
Short % Float
10.7%
Elevated short interest — bears are positioned against this
826.0%
Annual dividend as a percentage of the share price
$1.44
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

241.45
Heavy leverage — higher financial risk if revenues decline
2.97
Strong balance sheet — comfortably covers short-term obligations
Quick Ratio
0.41
Like current ratio but excludes inventory — stricter test
Gross Margin
48.7%
Revenue left after cost of goods — higher means pricing power
Operating Margin
7.4%
Profit from core operations before interest and tax
$1.6B
Positive — the business generates more cash than it spends
Revenue (TTM)
$4.7B
Total revenue over the last 12 months
Net Income
$84M
Profitable — the bottom line is positive
Analyst Coverage
Analysts
7
Target High
$41.00
Target Median
$28.00
Target Low
$20.00
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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