TRST | Ticker Profile - Titan Protect

TRST

TrustCo Bank Corp NY

Financial Services · Banks - Regional · NMS

$52.53

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$888M

Total market value of the company

Trailing P/E

14.90

Reasonably valued

Forward P/E

17.70

Based on estimated future earnings — lower means cheaper

Rev Growth

+7.9%

Year-over-year revenue change

Profit Margin

33.3%

How much profit the company keeps from each dollar of revenue

ROE

9.3%

Return on equity — how efficiently it uses shareholder money

Analyst Target

N/A

Recommendation

NONE

Consensus view from ? analysts covering this stock

About TrustCo Bank Corp NY

TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, it operates as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. The company operates through banking offices in Albany, Columbia, Dutchess, Greene, Montgomery, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington, and Westchester counties of New York; Brevard, Charlotte, Flagler, Hillsborough, Indian River, Lake, Manatee, Martin, Orange, Osceola, Palm Beach, Polk, Sarasota, Seminole, and Volusia counties in Florida; Bennington County in Vermont; Berkshire County in Massachusetts; and Bergen County in New Jersey, as well as automatic teller machines. TrustCo Bank Corp NY was founded in 1902 and is headquartered in Glenville, New York.

https://www.trustcobank.com

Country: United States Employees: 740 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

1.423

Excellent risk-adjusted returns

Kelly Fraction

0.1048

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

1.649

Returns exceed worst-case losses — strong risk profile

Annual Return

43.3%

Historical annualised return based on price data

Max Drawdown

-26.2%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

368

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.61

Less volatile than the market — more defensive

52W High

$52.19

-1% below the year high

52W Low

$30.17

74% above the year low

Avg Volume

112,793

Average daily shares traded — higher means easier to buy and sell

Short Ratio

8.4

Days it would take all short sellers to cover — higher means more crowded

Short % Float

5.1%

Moderate short interest

Div Yield

298.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$3.41

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

47.0%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$190M

Total revenue over the last 12 months

Net Income

$63M

Profitable — the bottom line is positive

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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