PAG.L | Ticker Profile - Titan Protect

PAG.L

Paragon Banking Group PLC

Financial Services · Mortgage Finance · LSE

$743.50

Data: 2026-06-05

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$1.4B

Total market value of the company

Trailing P/E

8.21

Very cheap relative to earnings

Forward P/E

6.05

Based on estimated future earnings — lower means cheaper

Rev Growth

+0.7%

Year-over-year revenue change

Profit Margin

35.1%

How much profit the company keeps from each dollar of revenue

ROE

12.0%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$1,040.00

+40% from current price — median analyst estimate

Recommendation

STRONG_BUY

Consensus view from 11 analysts covering this stock

About Paragon Banking Group PLC

Paragon Banking Group PLC provides financial products and services in the United Kingdom. It operates in two segments, Mortgage Lending and Commercial Lending. The Mortgage Lending segment offers buy-to-let mortgages, and owner-occupied first and second charge lending. The Commercial Lending segment comprises equipment leasing, development finance, structured lending, and other offerings for SME customers, as well as motor finance business. This segment also provides hire purchase, business loans, and operating and finance leasing. In addition, it offers a range of savings products; and deposits taking, residential mortgages, loan and vehicle finance, surveyors and property consulting, contract hire, asset administration, asset and development finance, consumer loan finance, and asset investment services, as well as acts as an asset finance broker. The company was formerly known as The Paragon Group of Companies PLC and changed its name to Paragon Banking Group PLC in September 2017. Paragon Banking Group PLC was founded in 1985 and is headquartered in Solihull, the United Kingdom.

https://www.paragonbankinggroup.co.uk

Country: United Kingdom Employees: 1,386 Industry: Mortgage Finance

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKUP

Price trending up with increasing momentum

Sharpe Ratio

0.174

Positive but modest risk-adjusted returns

Kelly Fraction

0.0022

Marginal edge — very small allocation suggested

Calmar Ratio

0.042

Drawdown risk outweighs the returns — higher risk profile

Annual Return

1.1%

Historical annualised return based on price data

Max Drawdown

-26.6%

Largest peak-to-trough decline — the worst it has been

HMM State

CRISIS

Elevated risk detected — extreme caution warranted

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

1.18

Moves slightly more than the broader market

52W High

$981.00

24% below the year high

52W Low

$681.50

9% above the year low

Avg Volume

481,806

Average daily shares traded — higher means easier to buy and sell

Short Ratio

N/A

Days it would take all short sellers to cover — higher means more crowded

Short % Float

N/A

Div Yield

581.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$0.90

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

166.67

Heavy leverage — higher financial risk if revenues decline

Current Ratio

1.17

Adequate but worth monitoring

Quick Ratio

1.17

Like current ratio but excludes inventory — stricter test

Gross Margin

58.9%

Revenue left after cost of goods — higher means pricing power

Operating Margin

60.7%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$507M

Total revenue over the last 12 months

Net Income

$178M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$1,150.00

Target Median

$1,040.00

Target Low

$846.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-06-05

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