HIG
Hartford (The)
Financials · Property & Casualty Insurance · US
$132.14
Data:
✗ ETHICAL FAIL

MODERATE MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$36.2B
Total market value of the company
9.30
Very cheap relative to earnings
9.20
Based on estimated future earnings — lower means cheaper
Rev Growth
+6.1%
Year-over-year revenue change
Profit Margin
0.0%
How much profit the company keeps from each dollar of revenue
22.7%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$149.45
+13% from current price — median analyst estimate
Recommendation
BUY
Consensus view from 20 analysts covering this stock
About Hartford (The)

The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

https://www.thehartford.com

Country: United States Employees: 19,200 Industry: Insurance - Diversified
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0%
Debt must be below 33% of total assets
Cash Ratio
0.0%
Interest-bearing cash below 33% of assets
Receivables
0.0%
Receivables below 49% of assets
Revenue Purity
0.0%
Non-compliant revenue below 5% — any excess requires purification
Valuation
$288.00
What our model estimates this business is worth per share
54.1%
Deep discount to fair value — significant undervaluation
Rating
AVOID
Overall assessment combining ethics, valuation, and quality
78.5th
Ranks in the top 22% of our 13,571 screened universe
Ethical Score
10.0
Valuation Score
95.0
Quality Score
49.0
Combined
47.4

Trading at $132 against a fair value of $288, a 54% discount. Moderate competitive position. Fails ethical screen (Business activity screen). Ranks better than 82% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

ACCUMULATION
Smart money appears to be building positions quietly
0.905
Good returns relative to risk taken
0.0729
Suggested allocation is meaningful — the edge justifies a position
1.333
Returns exceed worst-case losses — strong risk profile
Annual Return
18.3%
Historical annualised return based on price data
-13.7%
Largest peak-to-trough decline — the worst it has been
SIDEWAYS
Price consolidating — no clear directional bias
Days in State
265
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

0.50
Less volatile than the market — more defensive
52W High
$144.50
9% below the year high
52W Low
$119.61
10% above the year low
Avg Volume
1,515,967
Average daily shares traded — higher means easier to buy and sell
0.0
Days it would take all short sellers to cover — higher means more crowded
Short % Float
0.0%
Low short interest — limited bearish positioning
182.0%
Annual dividend as a percentage of the share price
$14.21
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

0.23
Conservative use of debt — low financial risk
1.79
Healthy liquidity position
Quick Ratio
1.06
Like current ratio but excludes inventory — stricter test
Gross Margin
38.2%
Revenue left after cost of goods — higher means pricing power
Operating Margin
15.3%
Profit from core operations before interest and tax
$5.6B
Positive — the business generates more cash than it spends
Revenue (TTM)
$28.8B
Total revenue over the last 12 months
Net Income
$4.0B
Profitable — the bottom line is positive
Analyst Coverage
Analysts
20
Target High
$165.00
Target Median
$149.45
Target Low
$135.00
Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

Date Insider Title Type Shares Value
2026-03-10 RODDEN LORI A Officer 40,693 $5,617,537
2026-03-10 RODDEN LORI A Officer 40,693 $2,917,636
2026-03-04 NIDERNO ALLISON G Officer 701 $98,583
2026-02-26 NIDERNO ALLISON G Officer 374 $53,226
2026-02-25 TOOKER ADIN M President 8,307 $1,167,466
2026-02-25 TOOKER ADIN M President 8,307 $447,000
2026-02-17 COSTELLO BETH ANN Chief Financial Officer 28,726
2026-02-17 SWIFT CHRISTOPHER J Chief Executive Officer 124,383
2026-02-17 RODDEN LORI A Officer 13,030
2026-02-17 STEPNOWSKI AMY M. Officer 13,030
Source: SEC Form 4 filings via public data. View all insider activity at
Insider Intelligence
Political Trading Activity

Congressional trading disclosures involving this instrument

Date Politician Party Type Amount
30 Apr2026 Dave McCormick Republican sell 100K–250K
30 Apr2026 Dave McCormick Republican sell 100K–250K
Source: Congressional disclosure filings. View all political trades at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated:

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